Personal Finance

Photo by Rawpixel.com / Shutterstock.com A handful of retailers have filed for bankruptcy protection since the coronavirus pandemic started. In most cases, the companies are seeking to restructure their businesses to better position themselves to compete post-coronavirus, rather than to liquidate and fold. But reorganizing doesn’t guarantee success, and the …

Car insurance protects you from liabilities when you’re on the road. But if you don’t drive often or are moving abroad for a semester or are being deployed overseas, etc., you might assume you don’t need insurance and let your car insurance lapse. If you cancel your policy without getting …

This is a question that pops up over and over again, both in reader questions to me and in questions I see on countless personal finance forums. A person has stabilized their finances and has a solid job. They’re spending a little less than they earn, don’t have a whole …

Photo by Giulio_Fornasar / Shutterstock.com By and large, Americans of all ages believe they are building healthy nest eggs that will support them through a long retirement. In fact, 60% of all workers say they are piling up savings adequate to last through their golden years, according to the 20th …

Photo by Aaron Freeman / Money Talks News We all like to think we’re responsible with money. But if you think you never throw money away, maybe it’s time to think again. Because there are probably things you pay too much for, and things you pay for that you could …

The rent is due on the first, and there’s no way you can pay it. It doesn’t look like you can pay it for a while, either, unless you start skipping out on food. You’re at a point where some tough decisions are going to be made. What do you …

Last year, I issued myself a challenge to read 52 challenging books I already owned. I made up the list in advance and made it my goal over the course of that year to read every one of them. I read Capital in the 21st Century by Thomas Piketty, Debt: …

Photo by MilanMarkovic78 / Shutterstock.com The coronavirus outbreak has closed many restaurants and shifted others to takeout and delivery only. Stay-at-home orders in many states also have sparked a cooking and baking frenzy among many people who might never have considered themselves to be competent home cooks. Well, get out …

Photo by Andrey_Popov / Shutterstock.com The 2020 U.S. Census is upon us. The U.S. Constitution requires that every decade, a census must be taken to count all people in the U.S. Call it a hunch, but we guess that few of you enjoy filling out the paperwork the U.S. Census …