Personal Finance

The COVID-19 pandemic has already changed every industry on earth — air travel, retail, healthcare, you name it. There are so many things we can’t control about the novel coronavirus, but one thing we can do is ensure some of its lasting effects on the world are positive. In response …

What Is Other Structures Coverage? If you’re a homeowner, you know that your home insurance policy covers the exterior of your home. That’s called dwelling insurance, and it also covers attachments to your home, like a garage or porch. But what about structures on your property that aren’t attached to …

What Is Personal Property Insurance? Homeowners insurance doesn’t just cover the exterior of your home, it also covers your personal belongings. In the event of a covered peril, like fire, theft or extreme weather, your personal property insurance will reimburse you to repair or replace lost items.  Personal property coverage …

It’s a huge question weighing on the minds of many of us. What will happen to the economy as states start to reopen? Will we quickly return to the economic normal we enjoyed just before coronavirus? How long will that take? How will the various outcomes impact my life? Those …

ALPA PROD / Shutterstock.com Everybody dreams of a dirt-cheap wedding, or getting a steal of a deal on a house, or having someone magically foot the bill for our child’s college education. But for most of us, those are just fantasies. The real way to save money is to spend …

Over the last few months, I’ve written a few articles on how to “optimize” particular common household tasks in terms of both money and time. I’ve written about laundry, dishwashing, and meal planning and grocery shopping. A few readers have popped in stating that they like the series and asking …

Photo by Aaron Freeman / Money Talks News The average American household has less than $ 9,000 in savings accounts. That’s not enough. The coronavirus pandemic is a stark reminder that the unexpected can happen to anyone, or everyone. So, the more we have in savings for that inevitable rainy …

Photo by Prostock-studio / Shutterstock.com Spring cleaning 2020 feels different. Due to coronavirus concerns, we all got a head start on cleaning — or rather, disinfecting — our homes this year. You may be thinking about cleaning more often, cleaning more thoroughly and cleaning items you may have forgotten about …

Given the current economic situation and the vast amount of competition in the workforce, it has become critical that professionals become highly skilled in their field if they intend to advance in their careers. While many would point to traditional forms of education as a pathway to success, degrees in …