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Rawpixel.com / Shutterstock.com This story originally appeared on NewRetirement. Everyone knows that they need a retirement plan. But that means different things to different people, and not every plan counts as a truly useful retirement plan. Sometimes a retirement plan is something that is prepared for you by a professional. …

As Singapore transitions into the fourth quarter of the year, it has become apparent that the retail sector’s recovery is likely to be slow and lengthy. Within the first few months of 2020, Singapore saw various brands leaving its shores and opting to move online instead. It was announced that …

“I should work out today.” “I should eat better.” “I should stop shoving food in my face.” How many times a day do you find yourself using the word should? Most of my clients know what they should be doing to improve their health, but can’t seem to motivate themselves …