The 30-year mortgage has long been the go-to loan for most homebuyers. Its combination of long-term stability with reasonable rates and a low monthly payment has made it possible for many Americans to achieve their dream of homeownership, and it will likely do the same for many more people. Still, …
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While the year 2020 has been touch and go at points, the low interest rates it brought with it are certainly popular. Right now, 30-year mortgage rates are at a record-setting low, and refinancing is a bona fide trend. Most homeowners are itching to take advantage of those rates to …
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One of the trickiest decisions that prospective homeowners face as they apply for a mortgage is the choice between a 15-year fixed-rate mortgage and a 30-year fixed-rate mortgage. A lower monthly payment often sways people toward choosing a 30-year mortgage. After all, your monthly bills for the next decade and …
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