imtmphoto / Shutterstock.com Some 21% of couples collecting Social Security benefits and about 45% of those who are unmarried rely on their Social Security checks for 90% or more of their income, says the Social Security Administration. Retirees and pre-retirees who plan to live on such limited incomes could do …
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Paying for law school is tough. Getting a part-time job at your local burger joint to help pay for law school costs isn’t exactly an option when you’re battling to be at the top of your class. Law school student loans can help you pay for your degree so you …
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On the bookshelf right next to where I do most of my financial writing, you’ll find an array of personal finance books. Some of them have been there for years — they are the essential personal finance books I recommend to everyone, full of timeless advice. Many others are more …
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Personal loans can help you fund home improvement projects, weddings, debt consolidation and other personal life events. Before running to a big-box financial institution, consider applying for your next personal loan from your local credit union. Because of their non-profit structure, the best federal credit unions can offer flexibility and …
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Renters don’t need the level of insurance protection that homeowners need. However, if you rent a house or apartment, you’ll want to cover your valuable belongings and protect yourself against legal liability stemming from an accident in your home. You’ll also want to get reimbursed if you need to pay …
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If you rent an apartment in Los Angeles, you may think that your landlord’s insurance will cover you in the event of a fire, storm or another disaster. And you’d be partly right: it would cover the actual building, including your unit. But your landlord’s policy won’t cover your personal …
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Renters insurance is so affordable, not having it is a huge financial risk. While your landlord’s home insurance may cover damages to the structure you live in, it won’t cover any of your belongings. Renters insurance costs an average of $ 180 a year, making it an incredibly affordable policy. …
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Getting a loan when you have bad credit isn’t impossible, but it does come at a higher cost. Bad credit can happen to the best of us after hard financial times or unexpected life events, but you can still borrow money from trustworthy lenders at reasonable rates. Before applying for …
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Online loans are an alternative for borrowers who prefer the convenience of virtual lending. Just like you can apply for a loan through a traditional financial institution, online loan companies exist to help borrowers looking for an accessible way to borrow. The best loans online boast low fees, low interest …
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