The 30-year mortgage has long been the go-to loan for most homebuyers. Its combination of long-term stability with reasonable rates and a low monthly payment has made it possible for many Americans to achieve their dream of homeownership, and it will likely do the same for many more people. Still, …
Read More »11 Food Delivery Apps In M’sia That Aren’t GrabFood Or foodpanda, Plus Their Pros & Cons
Food delivery services are just an integral part of the new normal now that seems to be ongoing with MCO2.0. Many of us have been reliant on the big names like GrabFood or foodpanda, but may be itching for a change. So, I’ve compiled a list of 11 alternative food …
Read More »The 15-Year Mortgage: Pros and Cons
If you’re thinking about buying a home with a mortgage loan, you may automatically gravitate toward a 30 year mortgage. These types of mortgage loans are, after all, the most common options for home buyers due to the low-interest rates, lower payments, longer term and other perks. There are several …
Read More »Mortgage Escrow Account: Pros and Cons
If you own a home and are making monthly payments, you have probably read over the breakdown of your monthly mortgage charges once or twice. Your mortgage payment likely breaks out your monthly payment into three parts: principal, interest and funds that go to your escrow account. While you likely …
Read More »Pros and Cons of Taking Out a Personal Loan
Personal loans can be a great source of quick cash when you need to pay for something unexpected. But is it the right type of funding for you? Understanding the pros and cons of personal loans is the best way to answer that question. Personal loan balances have nearly doubled …
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