Getting a loan when you have bad credit isn’t impossible, but it does come at a higher cost. Bad credit can happen to the best of us after hard financial times or unexpected life events, but you can still borrow money from trustworthy lenders at reasonable rates. Before applying for …
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Building a credit history requires having a credit card or loan from a financial institution. But it’s difficult to get started if you can’t open one of these accounts with any existing history on your credit report. When you need cash from a personal loan but have a thin credit …
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Photo by Zivica Kerkez / Shutterstock.com Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers. While the 2020 holiday season won’t be quite the same as usual — fewer Americans are likely to …
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For those currently paying off several debts at once, debt consolidation is an option that can make repaying your loans easier. Debt consolidation loans can allow you to simplify your debt repayments and even save money on interest rates. After consolidating your debts, repayments are usually lower than what you’re …
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[This is a sponsored article with Standard Chartered.] In the past, we looked forward to seasonal sales in physical stores for deals and discounts. That has changed a lot over the past few years. 11.11 is just barely behind us, and we’re already looking forward to 12.12 for the next …
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With today’s low-interest rates, more and more people are able to refinance and get a better deal on their mortgages, but homeowners with bad credit scores may be left wondering whether they have a shot at refinancing their mortgages. The good news is that even homeowners with poor credit scores …
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[This is a paid article by Standard Chartered Bank.] When you think about the millennial lifestyle, your mind probably goes to all things digital. Our favourite radio station? Try Spotify. Favourite TV channel? More like Netflix. Our favourite way of shopping for things? Lazada or Shopee. How do we like …
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Photo by fizkes / Shutterstock.com Buying new furniture with a credit card, financing a car and agreeing to that variable-rate mortgage all seemed like good ideas. That is, until you couldn’t make your payments. Now, your credit score has dropped through the floor, and it feels like you’ll never get …
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Photo by Zivica Kerkez / Shutterstock.com Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers. Smartly used credit cards serve a variety of needs. They help with managing older debt, bridging blips in …
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