Photo by pathdoc / Shutterstock.com A free online tool from American Express pledges to help lift your credit score — and you don’t have to be a customer to use the technology. The Score Goals tool lets you enter the credit score you hope to achieve. Using your credit history, …
Read More »How to Teach Your Kids About Credit and Borrowing
As a father of three children, I find it very important to support them in a variety of different ways. One of the most important subjects I feel my kids need to know, they might not learn in the classroom — either online or in person. Teaching my kids about …
Read More »How Would Biden’s Federal Credit Bureau Work?
In the United States, you need a good credit score to buy a home, get a credit card, qualify for good insurance, and in some cases, to get a job or rent an apartment. However, since credit scores were first introduced in 1989, many studies have argued they’ve widened the …
Read More »The Simple Guide to Building Credit in 2020
If you have a short credit history or a poor credit score, you may be wondering how to build good credit. A good credit score can unlock all kinds of financial perks and benefits, from rewards credit cards to low-interest rates on personal loans, mortgages and more. Having good credit …
Read More »5 Simple Steps to Increase Your Credit Score in 30 Days
Photo by fizkes / Shutterstock.com With the economy in recession and the nation still in the grips of the coronavirus pandemic, now’s the time to make sure your credit and credit score are in tip-top shape. Your financial security might depend on it. Bad credit can lead to bad news: …
Read More »What to Do if Your Balance Transfer Credit Card Limit Isn’t High Enough
Whether you’re juggling balances on multiple credit cards that are all earning high interest or you’re carrying a balance on one high-interest credit card, a balance transfer is likely the perfect tool for you. Completing a balance transfer is a lot easier than you think, as you can usually submit …
Read More »How I Got a Perfect Credit Score in 4 Steps
Photo by Gustavo Frazao / Shutterstock.com The web is full of stories about how to massage your credit history and credit score to look your best to lenders. On this site and others, you’ve probably seen stories like “7 Ways to Boost Your Credit Score Fast” and “Fixing Your Credit? …
Read More »Questions About Credit Reports, Bar Soap, Side Gigs, Lawns and More
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.1. Free weekly credit reports!2. Bar soap versus body wash3. Alternatives to lawn and mowing4. Side gigs while at home5. …
Read More »How the Coronavirus Could Ding Your Credit Score
Photo by Krakenimages.com / Shutterstock.com If money is suddenly tight, you might turn to a credit card to finance your everyday needs or wants. But the amount you can put on your credit card might be a lot less than you expect. CNBC reports that credit card companies are slashing …
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