Freedom from debt is a common and powerful financial goal. Owning your home free and clear with no other debts gives you a strong financial base for whatever plans you may have in life. In most situations, you will save money if you make extra payments on an existing mortgage. …
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How open banking is driving huge innovation Learn how fintechs and forward-thinking FIs are accelerating personalized financial products through data-rich APIs. Register Now Artificial intelligence continues to advance at a rapid pace. Even in 2020, a year that did not lack compelling news, AI advances commanded mainstream attention on multiple …
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Photo by Vera Petrunina / Shutterstock.com Smartphones can feel more like a necessity than a luxury. The thing is, smartphones can also be expensive. This is especially true if you’re into the flagships from big names like Apple and Samsung. Smartphones are also notoriously not the most rugged products. A …
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If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $ 1,202 annually, …
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Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $ 1,211, or about $ 100 a month, you may think everything in your home is covered. Unfortunately, this …
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Dmytro Zinkevych / Shutterstock.com How much you receive in Social Security retirement benefits depends on multiple factors, which include when you open your claim. Generally, people as young as age 62 can begin receiving benefits. However, claiming benefits early could mean forfeiting as much as 30% of your full benefit …
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The latest data from the Ellie Mae Millennial Tracker revealed that mortgage refinances accounted for 45% of all millennial loans for November. That’s a 14% increase year over year for November and a 3% bump from October alone. Ellie Mae divides millennials into two subgroups — older millennials (30-40 years …
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Social media personalities, or better known as ‘influencers’, have earned a bad reputation for making ‘easy money’. Many people see them as individuals who’re in the business simply for free events and products, but many tend to miss out the fact that there’s actually a lot of hard work that …
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Photo by Dmitry Kalinovsky / Shutterstock.com Originally published by Joshua Cox-Steib on Bankrate.com. Car accidents cause harm to you and your vehicle, and they can also do significant damage to your car insurance premium. Drivers involved in at-fault bodily injury or pricey property damage incidents currently average an increase of …
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