Photo by Pheelings media / Shutterstock.com Buying and maintaining a home is expensive — and the cost just keeps climbing. Fortunately, Uncle Sam offers several tax breaks that can put more money back in a homeowner’s pocket. Some of these deductions and credits can only be used by a small …
Read More »What is a Homeowners Insurance Broker
What is a Homeowners Insurance Broker? Wind, hail and water might sound like a disco band from the 70s, but these three elements can be deadly to your house. About one in twenty homeowners file a claim every year — most often for damages from one of these three elements. …
Read More »12 States Where Older Homeowners Can Defer Property Taxes
UfaBizPhoto / Shutterstock.com If you’re living on a fixed income or struggling to hold on to your home, you might be relieved to learn about property tax deferral programs. Generally offered through state or local governments, these programs enable eligible homeowners to postpone paying part or all of their property …
Read More »Does Homeowners Insurance Cover Power Outages?
Photo by ND700 / Shutterstock.com Losing electrical power in your home is more than inconvenient and potentially hazardous; it can also lead to serious expenses. Fortunately, some of those are probably covered by your homeowners insurance. That could be good news to more than 3.5 million Americans who are currently …
Read More »Here’s What Homeowners Insurance Doesn’t Cover
Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $ 1,211, or about $ 100 a month, you may think everything in your home is covered. Unfortunately, this …
Read More »Does My Homeowners Insurance Go up After a Claim?
All that recent snowfall might have been beautiful in the moment, but it might be taking a toll on your home’s roof. If the weight of snow and ice has caused your roof to collapse, forcing you to file a claim with your homeowners insurance provider, you’re not alone. According …
Read More »Why Haven’t 19 Million Homeowners Refinanced Their Mortgages Yet?
Photo by Dean Drobot / Shutterstock.com Originally published by Jeff Ostrowski on Bankrate.com. As the mortgage refinancing boom rages, millions of homeowners have yet to swap out their old mortgages for new loans at record-low rates. A significant number of Americans are hanging onto 30-year mortgages with rates of 5% …
Read More »4 Kitchen Cabinet Brands Earn High Marks From Homeowners
Photo by fizkes / Shutterstock.com Dreaming of new kitchen cabinets? A brand sold at the nation’s largest home improvement store chain might be among your best options. The American Woodmark brand, sold exclusively at Home Depot, earned the highest customer satisfaction rating in J.D. Power’s latest annual Kitchen Cabinets Satisfaction …
Read More »Homeowners Say These 2 Kitchen Appliance Brands Are Best
Photo by Stokkete / Shutterstock.com Homeowners who recently purchased kitchen appliances give two brands especially high marks, according to J.D. Power’s 15th annual Kitchen Appliance Satisfaction Study. Samsung and LG swept the top customer satisfaction rankings in the survey. Samsung took five of the top honors, while LG took the …
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