Tag Archives: Insurance

Many people have already felt the ripple effects of COVID-19 on their finances — job loss, business closures, retirement funds or investment rates. But what about the cost of actually getting the virus? Testing, treatment and vaccines have to be paid for by someone. Hopefully, it’s mostly paid by your …

The COVID-19 pandemic has already changed every industry on earth — air travel, retail, healthcare, you name it. There are so many things we can’t control about the novel coronavirus, but one thing we can do is ensure some of its lasting effects on the world are positive. In response …

What Is Personal Property Insurance? Homeowners insurance doesn’t just cover the exterior of your home, it also covers your personal belongings. In the event of a covered peril, like fire, theft or extreme weather, your personal property insurance will reimburse you to repair or replace lost items.  Personal property coverage …

Homeowners insurance protects your house against things like damage after a major storm, a kitchen fire and even theft. After something happens, you file a claim with the insurance company and expect to get reimbursed based on your policy’s limits. But what happens when your claim settlement isn’t what you …

The Insurance Information Institute cites hail damage as the most frequent claim in the United States with 2.1 percent of insured homes filing a hail damage claim. In fact, from 2013-2017, the average claim severity for hail damage was $ 10,182.  To ensure you don’t have to pay over $ …

Tornadoes can happen in any state in the U.S., and with more than 1,200 occurring annually, they are not uncommon. If you live in Texas, Kansas, Florida, Oklahoma, or Nebraska — the five top states for tornadoes — be sure your homeowners insurance has tornado coverage.  Even if you don’t …

When you buy renters insurance, you probably have one primary reason for making that purchase: you want to protect your belongings. Renters don’t have to worry about rebuilding their homes after a disaster, but that doesn’t mean fires, theft and other perils can’t impact their belongings. Fortunately, renters insurance gives …

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.1. Ceiling fan direction issues2. Uninformed or focused?3. Mail order seed recommendations4. Will life insurance be viable?5. Spring cleaning without …

When you buy auto insurance, you want to know what you’re getting for your money. Still, reading the fine print of your policy isn’t most peoples’ idea of a good time. Fortunately, there’s a shorter, easier-to-read document that clearly lays out exactly what protection you’re getting in exchange for your …