Between your home office and delivery services, your car is probably getting used less often nowadays because of COVID-19 and working from home. It’s the perfect time to cut unnecessary costs like subscription services and commuting expenses. Wouldn’t it be nice to pay for a service only when you used …
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Photo by airdone / Shutterstock.com The new year may bring higher insurance bills for drivers in five states. Those states are the only places in the nation where typical car insurance rates will rise in 2021, according to ValuePenguin’s “State of Auto Insurance in 2021” report. The report found that …
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Liability insurance is divided into two main categories: bodily injury and property damage. These two types of coverage make up a basic liability insurance policy. State required insurance refers to mandatory minimum amounts of these types of coverage. Bodily injury With liability insurance, bodily injury coverage assists with the medical …
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Renters insurance coverage covers costs associated with property damage, stolen property, personal liability and medical payments if a guest is hurt inside your rental property. It even provides reimbursement if you’re displaced because of damage to your rental. Although your landlord may not require it or your budget is super …
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Buying your first home with a minimal down payment sounds, at least on the surface, like a great plan. After all, adulting costs money and you’ll need funds to buy furniture, appliances and other household items. Before you go looking for a mortgage lender willing to let you buy your …
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Renters don’t need the level of insurance protection that homeowners need. However, if you rent a house or apartment, you’ll want to cover your valuable belongings and protect yourself against legal liability stemming from an accident in your home. You’ll also want to get reimbursed if you need to pay …
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If you rent an apartment in Los Angeles, you may think that your landlord’s insurance will cover you in the event of a fire, storm or another disaster. And you’d be partly right: it would cover the actual building, including your unit. But your landlord’s policy won’t cover your personal …
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2020 has been a hard year for many, and there are certainly many reasons to not feel the Christmas spirit — it may have born a few extra Grinchs this year. If the Grinch really did steal your Christmas, would your home insurance cover replacing all those gifts and decor? Probably! …
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Renters insurance is so affordable, not having it is a huge financial risk. While your landlord’s home insurance may cover damages to the structure you live in, it won’t cover any of your belongings. Renters insurance costs an average of $ 180 a year, making it an incredibly affordable policy. …
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