Citizens Bank’s lending arm, Citizens One, offers student loans as well as student loan refinancing to qualified borrowers. Fixed APR as low as 3.99% Loan Amount $ 1K–$ 150K Fees Late fee SimpleScore 3 / 5.0 SimpleScore Citizens One 3 Max Fixed APR 3 Transparency 4 Loan Amount 1 In …
Read More »Best Bad or No Credit Student Loans of 2021
The maximum amount undergraduate students can borrow in federal student loans each year is $ 12,500. If you’re attending a private college, that will only cover about a third of your annual cost of attendance. If your savings and federal loans fall short, you’ll probably need to apply for private student …
Read More »Fixed and Variable Rate Loans: Which Is Better?
Reading over your loan options can feel like studying a foreign language. What is a fixed vs. variable loan? And what on earth is a rate index? Whether you are taking out a home loan or financing your next vehicle, you’re bound to come across some of the same terms. …
Read More »What Property Buyers Should Know About Land Loans
The idea of building a dream home on a new plot of land inspires many future homeowners. There’s something exciting about the prospect of finding the right spot to build on and customizing everything in your new home. But while it’s not uncommon for potential home buyers to opt into …
Read More »How to Find Better Alternatives to Payday Loans
Life is full of surprises, and some of those can impact your budget at an inopportune time. A surprise car repair, medical bill or other expense can cause you to think about simple, fast loans like payday advances. However, payday advances are detrimental to your finances. While they may seem …
Read More »Best Personal Loans for Fair Credit
All’s fair in love and credit? Not quite. For borrowers with fair credit — FICO Scores of 580 to 699 and VantageScores of 601 to 660 — finding a personal loan is often challenging. Many mainstream lenders prioritize borrowers with good or excellent credit, making it difficult (if not impossible) …
Read More »Online or In-Person Loans: What’s Better?
The growth in the online personal loans industry has made it easier than ever to apply for a loan online. Gone are the days where you had to make an appearance at a physical branch in order to get a loan, since you can now submit all relevant documentation by …
Read More »The Best $20K Loans Options
There are times in life when you just need a little extra cash, and a personal loan can fit the bill. Perhaps, you’ve sprung a leak in the home or need to consolidate mounting debt. Your child’s tuition assistance may not have come through yet, or perhaps you need an …
Read More »Best Online Bad Credit Loans
While having poor credit can feel inhibitive, online bad credit loans can be instrumental in helping to repair and build credit scores. Bad credit online loans are best for borrowers who don’t have a lot to their credit history or made a few financial mistakes in the past and are …
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