Some people are quick to dismiss personal loans as a financing option because they associate this kind of borrowing with buying a big item. But personal loans are highly adaptable — the Jack of all trades, in fact. They can be used for debt consolidation, paying emergency bills, taking a …
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The top 1% of wealthy Americans know the power of personal loans. They borrow more than their fair share — in fact, they hold 5% of all personal debt in the country. They’re probably using the cash to buy real estate, but they also shop for private islands and escargot …
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Personal loans can be a great source of quick cash when you need to pay for something unexpected. But is it the right type of funding for you? Understanding the pros and cons of personal loans is the best way to answer that question. Personal loan balances have nearly doubled …
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Recently, Dr. Aaron Carroll wrote a wonderful article on COVID-19 and personal risk for the New York Times. The article dove deep into how we, as humans, assess risk in our daily lives and how that normal assessment of risk doesn’t actually match up well to the realities of the …
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This week’s batch of reader questions focus on the fundamentals of personal finance: emergency funds, credit and banking. 1. Should people have more than a month in emergency funds?2. What is credit?3. What’s a good online bank?4. Is online grocery shopping cheaper?5. What exactly is a budget?6. What’s the best …
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There are a lot of books out there on personal finance topics, with more getting published each year. Many of them are quite good — for the most part, you won’t go wrong picking up a personal finance book from the bookstore or the library or Amazon (provided you avoid …
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There are a lot of books out there on personal finance topics, with more getting published each year. Many of them are quite good — for the most part, you won’t go wrong picking up a personal finance book from the bookstore or the library or Amazon (provided you avoid …
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I’m not much of a re-reader of books, but one book I’ve read several times over the years is Thinking in Systems: A Primer by Donella Meadows. The idea behind the book is a simple one. It proposes that there is value in looking at the problems of the world, …
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Author’s Blurb: Thanks to the pandemic, I believe that people currently have differing opinions on coworking spaces: they’re either the future of workspaces, or they’ll become obsolete as people just start working from home more. When Headspace in SS15 was launched just over a year ago by Jessie and Thresa, …
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