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Fixed and Variable Rate Loans: Which Is Better?

Reading over your loan options can feel like studying a foreign language. What is a fixed vs. variable loan? And what on earth is a rate index? Whether you are taking out a home loan or financing your next vehicle, you’re bound to come across some of the same terms.  …

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5 Ways To Negotiate a Better Mortgage Rate

When you’re buying a home or refinancing your current mortgage, your interest rate is one of the most important factors to pay attention to. And if you negotiate a lower interest rate, you can save thousands of dollars over the course of your loan. If you’ve shopped for loans before, …

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Budget 2021: S’pore To Set Aside $30M For EV-Related Initiatives – Raises Petrol Duty Rate

As part of the inter-ministerial Singapore Green Plan 2030 announced on Wednesday (February 10), the government said it would “make it easier to buy and own” electric vehicles (EV). The government has also highlighted its plans to expand the EV charging infrastructure to 60,000 by the end of 2030. This is double …

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What Is a Mortgage Rate Lock?

Are you in the process of buying a home? If so, or if you plan to venture into home buying in the near future, you should brush up on how the mortgage rate lock process works. This process gives you control of how much your mortgage loan interest rate will …

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A German Exception? Why the Country’s Coronavirus Death Rate Is Low

They call them corona taxis: Medics outfitted in protective gear, driving around the empty streets of Heidelberg to check on patients who are at home, five or six days into being sick with the coronavirus. They take a blood test, looking for signs that a patient is about to go …

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The 13 Worst Types of Tickets for Your Car Insurance Rate

Photo by Photographee.eu / Shutterstock.com Accidentally run a red light or drive a little too fast, and you may get a ticket. But that is just the start of your worries. Many types of traffic violations can drive your car insurance premium dramatically higher, according to a study from insurance …

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