Refinancing your home is beneficial for many reasons, but in many cases, a refi is done to give the homeowner a bit of breathing room in the monthly budget. If you’re finding yourself panicked or stressed about the time the monthly mortgage payment is due, and an ARM refinance can …
Read More »FHA Mortgage Rates
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Read More »ARM Mortgage Rates
When you start the mortgage shopping process, there are plenty of different loan options to decide between. That can lead to questions about whether you only focus on fixed-rate mortgages, or whether an adjustable-rate loan is a wise choice during the current economic climate. So are ARM loans a good …
Read More »How Does A Lapse In Car Insurance Affect Future Insurance Rates?
Car insurance protects you from liabilities when you’re on the road. But if you don’t drive often or are moving abroad for a semester or are being deployed overseas, etc., you might assume you don’t need insurance and let your car insurance lapse. If you cancel your policy without getting …
Read More »Coronavirus and Negative Interest Rates: What It Means for You
Photo by HBRH / Shutterstock.com Thanks to the coronavirus-related financial crisis, we’ve broken more records in U.S. financial markets: Interest rates on some government securities have now dropped below zero, with one hitting a new low. As of this morning, three-month Treasury bills on the secondary market were paying negative …
Read More »Grizzly Bear Death Rates Are Climbing
ESSEX, Mont. — The long freight trains climb slowly over Marias Pass, through snow-draped mountains south of Glacier National Park and north of the Great Bear Wilderness, snaking through some of the wildest country in the Lower 48. Some 25 trains a day, each a chain of 90 to 120 …
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