Few Americans have enough saved for an emergency — and much less for retirement. The median retirement savings for a total household is roughly $ 57,000 among full-time workers. The amount is barely enough to cover average expenses for one retired individual for a single year. What about the next …
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In this article Obtaining a mortgage is one of the most challenging things you’ll ever do. You’ll need to prove you have steady income over a couple of years or longer, keep your debts low and in control, and safeguard your credit. Freelancers or self-employed individuals are in for a …
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On November 3, American voters will decide who sits in the oval office for the next four years. While things will certainly change between now and then, a recent poll from Reuters has former VP Joe Biden at 47% and President Donald Trump at 40% among registered voters. It also …
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The Simple Dollar https://www.thesimpledollar.com Financial talk for the rest of us Wed, 02 Sep 2020 02:42:48 +0000 en-US hourly 1 https://wordpress.org/?v=5.3.2 Home Insurance SimpleScore Methodology https://www.thesimpledollar.com/insurance/home/simple-score-methodology/ Wed, 02 Sep 2020 02:41:44 +0000 https://www.thesimpledollar.com/?p=129084 SIMPLESCORE The SimpleScore is a proprietary scoring metric we use to objectively compare products and services at …
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If you have a short credit history or a poor credit score, you may be wondering how to build good credit. A good credit score can unlock all kinds of financial perks and benefits, from rewards credit cards to low-interest rates on personal loans, mortgages and more. Having good credit …
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During the first month or two of coronavirus shutdowns, I set a clear professional goal for myself. I was working on a new personal finance book, one that I was doing quite a lot of research and organization for. I have this huge pile of notes, an outline of a …
Read More »Photo by Aaron Freeman / Money Talks News Insurance: the only product you pay a lot of money for, then hope you never use. Whether it’s home, life, car or health, insurance is often a necessary part of modern life. What’s not necessary, however, is paying more than you have …
Read More »Photo by fizkes / Shutterstock.com With the economy in recession and the nation still in the grips of the coronavirus pandemic, now’s the time to make sure your credit and credit score are in tip-top shape. Your financial security might depend on it. Bad credit can lead to bad news: …
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Recently, I’ve written a few articles on gardening and the frugal value it provides, particularly this one on how how to start a garden without a backyard. While this advice works well for many situations, it doesn’t address small living quarters. What do you do if you don’t have any …
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