Citizens Bank’s lending arm, Citizens One, offers student loans as well as student loan refinancing to qualified borrowers. Fixed APR as low as 3.99% Loan Amount $ 1K–$ 150K Fees Late fee SimpleScore 3 / 5.0 SimpleScore Citizens One 3 Max Fixed APR 3 Transparency 4 Loan Amount 1 In …
Read More »Best Bad or No Credit Student Loans of 2021
The maximum amount undergraduate students can borrow in federal student loans each year is $ 12,500. If you’re attending a private college, that will only cover about a third of your annual cost of attendance. If your savings and federal loans fall short, you’ll probably need to apply for private student …
Read More »The Best Law School Student Loans
Paying for law school is tough. Getting a part-time job at your local burger joint to help pay for law school costs isn’t exactly an option when you’re battling to be at the top of your class. Law school student loans can help you pay for your degree so you …
Read More »What You Need to Know Before Taking Out Student Loans
It’s an interesting time to be a college student. There is a current pause on existing student loans, but what does that mean for the many high school students set to graduate this year? Record low rates, for one thing. Federal loans between July 1, 2020 and June 30, 2021 …
Read More »If the $1.6 Trillion Student Debt Was Aligned End-to-End It Would Stretch From the Sun to Just Beyond Mars
Political pressure is building to discuss our nation’s $ 1.6 trillion in student loan debt. In fact, last month more Google searches for “student loan debt” were made than ever before. 1.6 trillion is a difficult number to visualize or wrap your head around. We love playing with data and …
Read More »The Difference Between 10-Year vs. 20-Year Student Loans
The options available for student borrowers and for student loan consolidation can seem almost endless. There are public student loans and private student loans, and they come in an enormous variety of lengths, interest rate, and monthly payments — it seems like deciding which student loan is the best for …
Read More »Should You Use a Personal Loan to Pay Off Student Loan Debt?
For many people looking to get their finances better under control, one of the first major stops is managing debt. If you’ve borrowed money to pay for higher education in the past, the chances are high that you have some student loans debt to deal with. In fact, you’re not …
Read More »How Can My College Student Come Home Safely for Thanksgiving?
College students and their parents face a daunting challenge this Thanksgiving: How can students go home for the holiday without bringing the coronavirus with them? The logistics of Thanksgiving break in the midst of a pandemic are tough. College campuses have emerged as hotbeds of infection in some parts of …
Read More »Should You Bank on Student Loan Forgiveness in 2021?
It’s no secret that in the United States, going to college is expensive. The average college graduate leaves school with an average of $ 37,584 in student loans. The Federal Reserve reports that, nationally, Americans owe $ 1.6 trillion in student loan debt. Student loan debt is an enormous financial …
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