1476516671 / Shutterstock.com One scary part of retirement is knowing you could have 30 more years in front of you but only a limited amount of cash available to finance them. How do you make sure your retirement account doesn’t run dry before saying your final goodbye? Well, there are …
Read More »7 Ways to Slay Your Fear of the Stock Market
Photo by Viktoriia Hnatiuk / Shutterstock.com “No way, son. I worked hard for that money. I’m not about to gamble it away in the stock market.” That was my dad, a child of the Great Depression and someone who, understandably, was reluctant to do anything with his money that didn’t …
Read More »12 Ways to Never Pay Full Price for Anything
Alliance Images / Shutterstock.com Who doesn’t love a good bargain? The internet has made it easier than ever to shave 10%, 20% or even 50% — or more — off the price of many goods. There’s really no reason to pay full price for much of anything. To help you …
Read More »7 Ways Your Taxes Could Change Under Biden
Pix_Arena / Shutterstock.com Presidential candidates tend to focus on issues that are near and dear to us, from shoring up Social Security to stamping out the coronavirus. But perhaps none is as near and dear to our pocketbooks as the topic of income taxes. To help you better understand the …
Read More »4 Ways to Better Understand Risk in Your Personal Finances
Recently, Dr. Aaron Carroll wrote a wonderful article on COVID-19 and personal risk for the New York Times. The article dove deep into how we, as humans, assess risk in our daily lives and how that normal assessment of risk doesn’t actually match up well to the realities of the …
Read More »12 Ways to Maximize Your Social Security Checks
Dragana Gordic / Shutterstock.com If you have focused all retirement planning energy on your 401(k), you may be missing a key piece of the puzzle: Social Security. You can influence your eventual payout from this old-age safety net to a surprising degree by making some adjustments, or by making changes …
Read More »16 Ways to Outsmart Your Brain for More Wealth and a Better Retirement
1658871559 / Shutterstock.com This story originally appeared on NewRetirement. Your brain is not necessarily set up in a way that makes it easy to plan a secure retirement. You have cognitive biases — faulty ways of thinking that are unfortunately hardwired into your brain — that work against you. Behavioral …
Read More »13 Ways to Sharpen Your Memory at Any Age
Rido / Shutterstock.com It’s time to think beyond crossword puzzles and sudoku. While some research does show that these activities and other “brain-training” games can slow cognitive decline, they aren’t the only ways to keep your mind sharp. Try one of these other strategies to avoid embarrassing memory lapses. All …
Read More »13 Unusual but Effective Ways to Save on Groceries
AboutLife / Shutterstock.com Maybe you’ve tried every frugal grocery hack in the book — things like always making a list, using coupons, learning the sales cycles and never going to the supermarket hungry. Or maybe you simply joined a warehouse club, where you can buy bulk groceries plus the occasional …
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