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Personal Finance

Get Maximum Value out of a ‘Thrift Shop Day’

Shopping at a thrift store for something you’re specifically looking for is a great frugal strategy. It’s a way to save quite a bit of money on things like clothing, small kitchen appliances, dishes, furniture, hobby items, and other odds and ends. One of the best ways to turn frugality …

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Court Ruling Could Unleash Flood of New Robocalls

Photo by Prostock-studio / Shutterstock.com A U.S. Supreme Court ruling could unleash a new flood of robocalls, consumer advocates say. In a unanimous decision in Facebook, Inc. v. Duguid, the court ruled in favor of Facebook this week, recognizing the legality of a notification system that the social media company …

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Use Less Than 3GB of Phone Data Per Month? Try These Plans for Huge Savings

Photo by fizkes / Shutterstock.com Do you have the sneaking suspicion that you’re paying for unlimited data despite only using a few gigabytes of data every month? As long as you keep your phone connected to Wi-Fi whenever you can, you can really stretch your wireless data. Make sure to …

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7 Things to Avoid After Getting the COVID-19 Vaccine

Photo by 9nong / Shutterstock.com Millions of Americans have been fully vaccinated against COVID-19, but the vast majority of the population still has yet to receive the vaccine. If you are among them, know that there are some behaviors you should avoid after you get the shot. They include the …

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Citizens Bank Student Loans Review

Citizens Bank’s lending arm, Citizens One, offers student loans as well as student loan refinancing to qualified borrowers. Fixed APR as low as 3.99% Loan Amount $ 1K–$ 150K Fees Late fee SimpleScore 3 / 5.0 SimpleScore Citizens One 3 Max Fixed APR 3 Transparency 4 Loan Amount 1 In …

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14 Things You Can Get for Free in April

Odua Images / Shutterstock.com April showers bring May flowers — and an array of fabulous freebies. From free doughnuts (daily!) to gratis garden supplies and complimentary cat food, we’ve rounded up some of the best deals you’ll find this month. Read on to see which exciting offers will soon be …

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Best Bad or No Credit Student Loans of 2021

The maximum amount undergraduate students can borrow in federal student loans each year is $ 12,500. If you’re attending a private college, that will only cover about a third of your annual cost of attendance. If your savings and federal loans fall short, you’ll probably need to apply for private student …

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How Biden’s New Jobs Plan Would Help Seniors

Photo by Halfpoint / Shutterstock.com It’s called the American Jobs Plan, but the document released by the White House Wednesday is devoted to building infrastructure as much as it is to building jobs. In it, President Joe Biden calls for everything from repairing roads and bridges to modernizing public transportation …

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6 Banks That Waive or Refund ATM Fees

Photo by Michaelpuche / Shutterstock.com On average, it now will cost you $ 4.64 to walk up to an out-of-network ATM and withdraw money, according to Bankrate’s latest annual survey of ATM fees. That is down 8 cents from 2019 and the lowest it’s been since 2016. But it’s still …

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