Personal Finance

There are tons of different tasks you have to complete during the home buying process, but not all of them are as important as the home appraisal. This requirement is crucial for your loan processing and your wallet — and the outcome can either positively or negatively affect your home …

eakkachai halang / Shutterstock.com As we age, health issues often creep up that threaten to tarnish our golden years. Treating some of these diseases and conditions can be expensive. Fortunately, there are ways to cut the cost of such care. Following are some health conditions that tend to strike after …

The U.S. real estate market experienced a surge in the favor of sellers last year, a trend that is expected to continue into 2021. According to the National Association of Realtors, 65% of metro areas had double-digit growth in home price gains during the third-quarter of 2020, one of many …

Photo by Vera Petrunina / Shutterstock.com Smartphones can feel more like a necessity than a luxury. The thing is, smartphones can also be expensive. This is especially true if you’re into the flagships from big names like Apple and Samsung. Smartphones are also notoriously not the most rugged products. A …

Dmitri Ma / Shutterstock.com There are many things I always buy at Costco. But there are also things I never buy there. Not everything the warehouse club sells is a bulk bargain. I’m not hating on Costco, though. I’m just using the beloved retailer to underscore the potentially high cost …

Interested in buying an investment property? Many people imagine themselves buying rental property at some point far into the future, only to have the right opportunity creep up on them quickly without warning. This can catch potential investors off guard and make the process of becoming a real estate investor …

The idea of building a dream home on a new plot of land inspires many future homeowners. There’s something exciting about the prospect of finding the right spot to build on and customizing everything in your new home. But while it’s not uncommon for potential home buyers to opt into …

Photo by Prostock-studio / Shutterstock.com Are you feeling a little overwhelmed by the post-holiday excess around you? Have the past several years of your family’s success with Santa left your closets, garage, attic and office filled to the rafters? If so, it might be time for some creative clutter-busting strategies. …

Life is full of surprises, and some of those can impact your budget at an inopportune time. A surprise car repair, medical bill or other expense can cause you to think about simple, fast loans like payday advances. However, payday advances are detrimental to your finances. While they may seem …