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Personal Finance

When Does Refinancing into a 15-Year Mortgage Make Sense?

If you’re trying to pay off your mortgage loan as quickly as possible, you might be wondering whether to make higher payments each month to get the job done. But can you pay a 30 year mortgage in 15 years? It’s possible, but in many cases it might be easier …

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Pros and Cons of Taking Out a Personal Loan

Personal loans can be a great source of quick cash when you need to pay for something unexpected. But is it the right type of funding for you? Understanding the pros and cons of personal loans is the best way to answer that question. Personal loan balances have nearly doubled …

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How to Pay for Home Improvements

Whether you’ve just moved into a brand new home or want to refresh your current one, home improvement costs are always high. Even the smallest of jobs can end up feeling unaffordable. However, there are a few methods for paying for home improvements you can take a look at. Check …

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8 Major Retailers Closed for Thanksgiving This Year

EugeneEdge / Shutterstock.com Retailers always have taken varied approaches to Thanksgiving. Some stores historically have closed on the holiday, of course. Others traditionally have closed for the early part of the day and opened to shoppers later. It appears this year will be a little different, though. Numerous major retailers …

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How to Pick the Perfect Financial Adviser

Photo by Money Talks News / Shutterstock.com Back in the ’80s and early ’90s, I was an investment adviser, and later supervised other advisers, for three major Wall Street firms. When I worked in that business, there were advisers you’d love to have in your corner and others who would …

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Would Life Insurance Cover Zombies? We Asked the Experts.

Zombies have been a fan favorite for horror enthusiasts for decades. From Night of the Living Dead to The Walking Dead, the zombie apocalypse is always a fascinating scenario to analyze. But, one thing that’s never addressed in the movies is life insurance —  for zombies and survivors alike. So we …

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11 Senior Discounts for Anyone Age 55 or Older

Marko Rupena / Shutterstock.com You don’t have to look far to find the best senior discounts, but you may have to reach a certain age first. Not all businesses define “senior” the same way. Members of groups like AARP and the Association of Mature American Citizens know that those legendary …

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Senior Home Equity Booms: Should You Get a Reverse Mortgage?

Photo by wavebreakmedia / Shutterstock.com Homeowners who are 62 or older are sitting on a record amount of home equity, according to new figures from the National Reverse Mortgage Lenders Association. From the first quarter of this year to the second quarter, housing wealth among those 62 and older grew …

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15 Products You Need — Even If You Didn’t Know It

Photo by Phovoir / Shutterstock.com Once in a while you encounter a product that has the potential to change your life in a subtle yet powerful way. In fact, we’ve found several such items at Amazon, and we’re sharing them with you! Read on to learn about all the must-have …

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