Dragana Gordic / Shutterstock.com If you have focused all retirement planning energy on your 401(k), you may be missing a key piece of the puzzle: Social Security. You can influence your eventual payout from this old-age safety net to a surprising degree by making some adjustments, or by making changes …
Read More »16 Ways to Outsmart Your Brain for More Wealth and a Better Retirement
1658871559 / Shutterstock.com This story originally appeared on NewRetirement. Your brain is not necessarily set up in a way that makes it easy to plan a secure retirement. You have cognitive biases — faulty ways of thinking that are unfortunately hardwired into your brain — that work against you. Behavioral …
Read More »The 15 Worst States for Retirees in 2020
pikselstock / Shutterstock.com Choosing where to retire can be an exciting decision, a challenging one or perhaps both. We all want somewhere affordable that can support good quality of life within our budget, and somewhere with excellent health care. And we may have personal priorities, such as living close to …
Read More »Why Haven’t 19 Million Homeowners Refinanced Their Mortgages Yet?
Photo by Dean Drobot / Shutterstock.com Originally published by Jeff Ostrowski on Bankrate.com. As the mortgage refinancing boom rages, millions of homeowners have yet to swap out their old mortgages for new loans at record-low rates. A significant number of Americans are hanging onto 30-year mortgages with rates of 5% …
Read More »7 Reasons Not to Move When You Retire
wavebreakmedia / Shutterstock.com Retirement is supposed to be a time when people move to Florida to sip drinks on the beach or settle down in Arizona to play endless rounds of golf. But in reality, a huge percentage of Americans are happy to remain right where they are. A 2018 …
Read More »Answers to Your Toughest Retirement Questions
Photo by Aaron Freeman / Money Talks News In critical ways, your golden years will be the mirror image of your working years. Instead of earning money, you’ll be living off the money you’ve already earned. Blow through those savings? Too bad; no do-overs. Instead of identifying yourself by your …
Read More »13 Ways to Sharpen Your Memory at Any Age
Rido / Shutterstock.com It’s time to think beyond crossword puzzles and sudoku. While some research does show that these activities and other “brain-training” games can slow cognitive decline, they aren’t the only ways to keep your mind sharp. Try one of these other strategies to avoid embarrassing memory lapses. All …
Read More »Are These Popular Amazon Products Dangerous?
Photo by HomeArt / Shutterstock.com Amazon is more popular than ever. Millions of Americans stuck at home during the coronavirus pandemic have turned to the giant online retailer when ordering goods and groceries. But a recent CNN report suggests that some AmazonBasics products — ranging from USB cords to microwaves …
Read More »8 Tips for Building a Useful Retirement Plan
Rawpixel.com / Shutterstock.com This story originally appeared on NewRetirement. Everyone knows that they need a retirement plan. But that means different things to different people, and not every plan counts as a truly useful retirement plan. Sometimes a retirement plan is something that is prepared for you by a professional. …
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