When you choose to take on a loan, whether it is secured or unsecured, one of the top questions you may ask is “how much interest will I pay?” Adding all your monthly payments up will yield a total that includes both principal and interest. The loan principal is a …
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Coronavirus may have stunted consumer spending, but despite decreases in economic activity, smart home revenues continued to grow in 2020, and experts at ABI Research call for a 5% increase by 2026. The smart home market is expected to top $ 317 billion in revenue. Jonathan Collins, Smart Home Research …
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Photo by Elnur / Shutterstock.com Natural, inexpensive and versatile, vinegar is a great all-purpose cleaner. Wait … scratch that. Vinegar is a great most-purpose cleaner. Vinegar’s cleaning muscle comes from acetic acid, a powerful cleaning agent that can remove grease, dirt and mineral deposits, and even kill some bacteria. But …
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GaudiLab / Shutterstock.com Many of us think the best way to save money is to squirrel it away. However, sometimes you have to spend money to save money. If you’re willing to front the money, some purchases can help you salt away more cash in the long run. Here’s a …
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Federal Housing Administration (FHA) mortgage loans have helped millions of people with credit blips, lower incomes or smaller down payments achieve the dream of owning their own home. But while FHA loans can be a great way for some buyers to secure financing on their homes, these loans come with …
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Monkey Business Images / Shutterstock.com The most successful retirees seem to have it all: not just financial security, but also health, happiness and peace of mind. How do they do it? Here are habits, approaches and characteristics that can help put you on the track to success in retirement. 1. …
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Adulting sneaks up on everyone at one point or another. If you just purchased your first car, congratulations and welcome to the club! Now, it’s time to deal with all the tedious aspects of driving your new car, like getting car insurance for the first time. First-time car insurance is …
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VH-studio / Shutterstock.com It’s common to think of Social Security as money you receive in retirement, but the program is actually much broader. Through the Social Security Administration, the government provides payments to spouses, children and those with disabilities, among others. Here’s a closer look at some benefits of Social …
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The older you get, the more you have to insure. First, it’s your car, then your home, then your life and the list goes on. These are all valuable things worth protecting, but the costs can add up. Americans saw their rates for homeowners insurance rise by more than 45% …
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