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Personal Finance

8 Secrets of an Expert Thrift Store Shopper

ALPA PROD / Shutterstock.com I approach a new thrift shop the way a foodie approaches a farmers market. My palms get sweaty. My focus narrows as I mentally run through the list of everything I’m hoping to find. Though I’ve picked my way through hundreds of secondhand stores across the …

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10 Products That Upgrade Your Home for Less Than $45

ALPA PROD / Shutterstock.com After spending the last few months inside, perhaps you’ve noticed certain areas of your home look a little rough around the edges. The upside to a prolonged pandemic is you now may have more time to tackle those home projects – and you can do it …

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Questions About Retirement Savings Priorities, Gas Grills, Gap Years and More

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.1. Living on debt2. Prioritizing saving for retirement3. Extending life of gas grill4. What happens in August?5. More on sanded …

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10 Things That Can Ding Your Social Security Payments

SUPERMAO / Shutterstock.com You’ve worked hard for Social Security retirement benefits, and you probably want every dollar you’re entitled to receive. Unfortunately, the sad reality is that there are reasons why your Social Security payments could decrease. Many are in your control, but some are not. Keep reading to find …

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Understanding Your Auto Insurance Quote

First-time car owners often feel overwhelmed when they shop for auto insurance. Insurance quotes can help outline the types of coverages a policy offers and how much you can expect to pay. Before requesting insurance quotes, learn about terminology, state insurance requirements and the factors that might impact your premium. …

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Understanding How A Lienholder Works

If you’ve ever financed a car, you may know what a lienholder is. It’s the bank, credit union or car dealership that loaned you the money to buy the vehicle. This information is important because the lienholder, legally speaking, has ownership of your car until you pay off the loan. …

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What To Know About Subrogation Claims

When you get into a car accident, your insurance company will reimburse you for the damages as quickly as possible. But if you didn’t cause the crash, they work with the other driver’s insurance company to recoup the payout. This process is called subrogation, and while drivers don’t usually get …

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5 Ways to Keep Glasses From Fogging When Wearing a Mask

Photo by Stock-Photo / Shutterstock.com Wearing a mask in public is annoying enough — but an irritating side effect makes the practice even worse for those who wear eyeglasses or sunglasses. As anyone who dons spectacles quickly realizes, wearing a mask can cause your lenses to fog. Every time you …

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14 Inexpensive Condiment Recipes

About a year ago, I shared an article about homemade condiment recipes. Rather than buying expensive mixed condiments, I like to save squeeze bottles and make my own condiment mixes, filling up squeeze bottles with interesting mixes and using them on sandwiches and as dipping sauces and, well, using them …

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