Federal Housing Administration (FHA) mortgage loans have helped millions of people with credit blips, lower incomes or smaller down payments achieve the dream of owning their own home. But while FHA loans can be a great way for some buyers to secure financing on their homes, these loans come with …
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Adulting sneaks up on everyone at one point or another. If you just purchased your first car, congratulations and welcome to the club! Now, it’s time to deal with all the tedious aspects of driving your new car, like getting car insurance for the first time. First-time car insurance is …
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The older you get, the more you have to insure. First, it’s your car, then your home, then your life and the list goes on. These are all valuable things worth protecting, but the costs can add up. Americans saw their rates for homeowners insurance rise by more than 45% …
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If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $ 1,202 annually, …
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Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $ 1,211, or about $ 100 a month, you may think everything in your home is covered. Unfortunately, this …
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All that recent snowfall might have been beautiful in the moment, but it might be taking a toll on your home’s roof. If the weight of snow and ice has caused your roof to collapse, forcing you to file a claim with your homeowners insurance provider, you’re not alone. According …
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Your house is not merely a brick-and-mortar structure. Besides providing you with shelter and privacy, your home also gives you a sense of identity and belonging. It is your sanctuary, keeping you secure and centered. And the best way to protect your abode is by getting it insured. Choosing a …
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One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when you’re a dog owner and renting. And while your sweet little pup may not have any known history of biting, …
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Photo by Juergen Faelchle / Shutterstock.com A federal law passed at the end of 2020 has made permanent life insurance more attractive to some people. The law essentially tweaks the tax code to allow owners of permanent policies to put more money into the savings portion of their policy. As …
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