Personal Finance

Photo by Pavel Kubarkov / Shutterstock.com Everyone loves a free check. Seeing Uncle Sam suddenly drop money into your savings account is likely to stoke your patriotic spirit. But is there a downside to all that unexpected money? Specifically, if you are a senior, is it possible that the stimulus …

Photo by leungchopan / Shutterstock.com If the coronavirus pandemic has left you dreaming of an escape to Never Never Land, maybe it’s time to join Disney+. Last year, the streaming service’s mobile app had 45.2 million downloads in the U.S. That made it the most downloaded video-on-demand app in 2020, …

Sam Wordley / Shutterstock.com The most widely known provision of the $ 1.9 trillion relief package before Congress might be a third round of stimulus payments, but that measure is hardly alone. The American Rescue Plan Act of 2021, as it’s currently known, is hundreds of pages long. The stimulus …

What is a Homeowners Insurance Broker? Wind, hail and water might sound like a disco band from the 70s, but these three elements can be deadly to your house. About one in twenty homeowners file a claim every year — most often for damages from one of these three elements. …

Photo by Elnur / Shutterstock.com Large appliances can cost big money, so avoiding a lemon is a top priority for most shoppers. Some products are especially dodgy, according to reviewers at Consumer Reports. The publication recently rolled out what it calls its “not-so-hot” list of appliances that truly failed to …

Photo by William Perugini / Shutterstock.com If you are looking for a bulletproof car that will last 200,000 miles or more, Toyota is the brand to buy. That is the obvious conclusion after the automaker’s models dominated this year’s iSeeCars ranking of the vehicles that most commonly reach 200,000 miles. …

Any time you take out a loan, you’ll have to pay it back with interest. When you borrow money, your lender will provide you with an amortization schedule. That may sound like a confusing term, but amortization is really just the process of spreading your loan amount out over a …

When you’re buying a house, it’s important to know what type of market you’re in: a buyers market or a sellers market. Each type of housing market offers its own set of unique opportunities and drawbacks depending on what side of the equation you’re on. In a buyers market, the …

WAYHOME studio / Shutterstock.com Let’s face it: Most of us lie every day. A study by a psychologist at the University of Massachusetts found that “60% of people lied at least once during a 10-minute conversation and told an average of two to three lies.” Most of us are not …