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Personal Finance

Do You Really Need a Financial Adviser?

If you find yourself in a situation where you need financial help, it may be tempting to simply look for a financial adviser in your area and turn the problem over to them. However, before you jump on that option, you should ask yourself an important question: Do I really …

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What Affects Renters Insurance Premiums?

Renters insurance premiums are more affordable than many other types of insurance. However, the cost of renters insurance can vary significantly between individuals. Renters insurance companies use factors like your state, age and credit score to determine policy rates. That means you and your best friend across town might pay …

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These 5 States Are the Most Expensive Places to Retire

Photo by Irina Kozorog / Shutterstock.com Expect to retire on a modest income? You may want to avoid spending your golden years in the Eastern U.S. The region is home to all five of the most expensive states in which to retire, according to WalletHub’s latest annual rankings of the …

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5 Ways To Negotiate a Better Mortgage Rate

When you’re buying a home or refinancing your current mortgage, your interest rate is one of the most important factors to pay attention to. And if you negotiate a lower interest rate, you can save thousands of dollars over the course of your loan. If you’ve shopped for loans before, …

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17 Surprising Things You Can Sell for Extra Money

Tong_stocker / Shutterstock.com Most of us will never find a treasure like the sweater once owned by legendary football coach Vince Lombardi that a Knoxville, Tennessee, couple bought at Goodwill for 58 cents and resold for $ 43,000. But, chin up. There’s still plenty of profit to made in the …

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How to Get COVID Financial Relief When Filing Your Taxes

The impact COVID-19 had on 2020 was immense. Hundreds of thousands of Americans lost their lives, and many more felt the grief from those losses. Illness, job loss, cut hours — and almost everyone suffered the loss of social connection and routines we once enjoyed. Compare Tax Software Options View …

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How To Watch Baseball Without Cable

With the average American household cable bill hovering above $ 200 a month and the abundance of streaming alternatives to cable, many people are making the choice to cut out cable and satellite service and switch to solely over-the-air and streaming services. The best part is that you don’t have …

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