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Personal Finance

Fixed and Variable Rate Loans: Which Is Better?

Reading over your loan options can feel like studying a foreign language. What is a fixed vs. variable loan? And what on earth is a rate index? Whether you are taking out a home loan or financing your next vehicle, you’re bound to come across some of the same terms.  …

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Inflation Fears Are Surging — Should You Be Scared, Too?

Photo by HomeArt / Shutterstock.com Americans are growing increasingly concerned about inflation, if Google searches are any indication. Research strategist Jim Reid of Deutsche Bank recently noted that Google searches for “inflation” are at their highest point in 13 years of tracking. Concerns about inflation appear to be rising in …

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30 Retailers That Offer Free Shipping — With No Minimum Purchase

Photo by Syda Productions / Shutterstock.com Free shipping with no minimum purchase requirement is among the most convenient perks of an Amazon Prime membership — and now a Walmart+ membership — but these e-commerce giants are hardly the only retailers to offer free shipping on all orders. In fact, a …

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36 Things That Will Be Obsolete Soon

Erickson Stock / Shutterstock.com When’s the last time you popped in a cassette tape? Rented a movie at a video store? Wrote a check for groceries? Maybe you still do some — or all — of these things. But chances are good you’ve replaced many of what used to be …

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8 Federal Income Tax Breaks for Homeowners

Photo by Pheelings media / Shutterstock.com Buying and maintaining a home is expensive — and the cost just keeps climbing. Fortunately, Uncle Sam offers several tax breaks that can put more money back in a homeowner’s pocket. Some of these deductions and credits can only be used by a small …

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Lawsuit Casts Doubt on Government’s Nursing Home Ratings

Photo by Minerva Studio / Shutterstock.com A lawsuit filed against the largest chain of senior living facilities in the U.S. raises new questions about the reliability of the federal government’s star ratings for long-term care facilities. California prosecutors have sued Brookdale Senior Living, accusing the company of manipulating the rating …

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IRS to Delay Tax Filing Deadline Until May, Reports Say

Photo by Anatoliy Karlyuk / Shutterstock.com For the second consecutive year, the IRS reportedly is going to delay the deadline for filing tax returns. Instead of being due on April 15, your 2020 tax returns — the forms you file this year — will now be due in May, according …

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The 8 Cheapest Auto Insurers for Seniors

Photo by Rob Marmion / Shutterstock.com Age has its privileges. And if you play your cards right, cheaper car insurance can be among them. Nationwide offers seniors the best deal on car insurance — $ 460 for the average six-month premium, according to a recent report from The Zebra, an …

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7 Common Stimulus Check Myths, Debunked

Photo by pathdoc / Shutterstock.com President Joe Biden only just approved a third round of coronavirus stimulus checks in the American Rescue Plan, but there’s already a lot of confusion around the $ 1,400 payments. Partially because it’s tax time, one of the biggest misconceptions is that the funds will …

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