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Personal Finance

6 Ways the New COVID-19 Relief Law Affects Retirees

Dragon Images / Shutterstock.com Besides the third round of stimulus payments, multiple expanded tax credits for parents are perhaps the most widely known provisions of the COVID-19 relief bill that President Joe Biden signed into law on March 11. But the expansive legislation, formally known as the American Rescue Plan …

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3 Questions About Compound Interest — Answered

Compound interest is an incredibly powerful force. It allows your money to start growing on its own, with the returns exploding in value over time, if you have the patience. While the idea is easy to understand, the actual application of it can be tricky. Does it make a difference …

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10 Items Your Costco Might Run Out of

Antonio Guillem / Shutterstock.com While the infamous toilet paper shortage has mostly eased, the coronavirus pandemic is still affecting the supply chain for various products. Even Costco, home of the 8.5-gallon bucket of macaroni and cheese, is feeling the pinch with regards to some products. On a recent earnings call, …

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Renters Insurance vs. Condo Insurance

Whether you own your condo or you rent, condo owners insurance or a condo rental insurance policy is a must. Experience a cold snap and the pipes burst? Don’t count on your landlord to spring for your new Alienware laptop or to replace that sheepskin rug Mom gave you. We’ll …

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The Top 5 Reasons Seniors Stay Frugal in Retirement

Photo by Krakenimages.com / Shutterstock.com Countless workers scrimp and save for years with the goal of enjoying a comfortable retirement. Many of those folks do not abandon their penny-pinching ways once their golden years finally arrive. Surprisingly, fear of running out of money is not the No. 1 factor that …

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Secret Budget-Friendly Phone Carriers You Need to Know About

Photo by Dean Drobot / Shutterstock.com There’s a secret menu of wireless carriers out there that offer data plans for a fraction of the price compared with the major carriers. Most folks think their options are limited to only AT&T, Verizon or T-Mobile, when in reality there are dozens of …

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Key Steps in the Mortgage Underwriting Process

You did it. After shopping for weeks or even months, you found the one. The house that checks all your boxes and then some. Now that the fun part is over, it’s time to handle the not-so-enjoyable part, the process to get approved for a mortgage loan. Without a mortgage, …

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19 Things You Should Never Put in a Garbage Disposal

Slatan / Shutterstock.com Garbage disposals often get a bad rap. Some people think we shouldn’t use them at all. There’s no doubt that the in-sink grinders can be convenient, time-saving helpers, and many of us would find it tough to get along without them. But they can be sensitive. Many …

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What are the different types of renters insurance?

Renters insurance protects individuals against common losses and liabilities they face when renting a home or apartment. A standard policy offers three types of renters insurance coverage, each for different situations. America’s top-rated renters insurance Policies starting at just $ 5/month Sign up in seconds, claims paid in minutes Zero …

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