Personal Finance

sirtravelalot / Shutterstock.com There’s a trick that dieters know: Cut calories in places where you’re unlikely to even notice them. Less sugar in your coffee, less butter on your toast, or replace colas with water. That same trick works for budgeters. If you save money in small ways without feeling …

Investing in the stock market is a risky endeavor. Not only does it come with the inherent risk of investing in stocks and their fluctuating value, but the stock market is also a place where scams can take place, fooling and ripping off the unaware. One of the most historically …

Photo by Goksi / Shutterstock.com Originally published by Sarah Foster on Bankrate.com. For the millions of Americans eligible for a second coronavirus stimulus check, staying on top of your payment will be even more crucial this time around. That’s because the Internal Revenue Service and the Treasury Department have a …

Photo by airdone / Shutterstock.com The new year may bring higher insurance bills for drivers in five states. Those states are the only places in the nation where typical car insurance rates will rise in 2021, according to ValuePenguin’s “State of Auto Insurance in 2021” report. The report found that …

Twenty-twenty has taken its toll on the average retirement savings, according to a new study by Kiplinger’s Personal Finance magazine and Personal Capital, an online financial advisor. More than half of Americans are dipping into their savings, with 60 percent using their IRAs and 401(k)s to get them through the …

If you’re buying a home and the mortgage closing costs have caught you off guard, you are not the first home buyer to be surprised by this. Most buyers know that purchasing a home will come with extra charges, but what isn’t as clear is how much these costs can …

There are times in life when you just need a little extra cash, and a personal loan can fit the bill. Perhaps, you’ve sprung a leak in the home or need to consolidate mounting debt. Your child’s tuition assistance may not have come through yet, or perhaps you need an …

Minerva Studio / Shutterstock.com Nobody wants to be labeled a cheapskate. But sometimes, it makes good financial sense to purchase a cheaper option if you can. A high price tag doesn’t necessarily make something better. Often, low-cost items will serve your needs just as well. Or, the higher-quality option might …

Subscribe: Apple Podcasts | Google Podcasts | Spotify | RadioPublic | Stitcher | RSS Whether you plan to spend your retirement sitting on the front porch or traveling the world, one thing’s for sure: You’re going to need money. In fact, you’re going to need enough savings and/or income to …