Personal Finance

You’re at a store and about to check out. The person behind the counter starts telling you about their store credit card and how it will save 30% on your purchase today, or it’ll immediately give you $ 25 off. It’s certainly tempting. After all, if you just sign your …

Krakenimages.com / Shutterstock.com The closer we get to retirement, the more Social Security’s exacting rules suddenly matter. Yet fewer than half of American adults are confident in their knowledge of Social Security’s rules, according to a new survey by Nationwide Retirement Institute. The danger of buying into myths about Social …

Good financial habits start with small decisions that add up to a healthy budget. Lisa Rowan — a seasoned writer who’s covered personal finance for Forbes, Lifehacker, The Penny Hoarder and elsewhere — divulges unique ways to earn and save money in her new book, Money Hacks: 275+ Ways to …

If you have a life insurance policy you no longer want or can’t afford, stopping payments or simply cashing it in aren’t your only options — or even your best ones. Many people have sold their policies in a life settlement sale and come out the other side with cash …

Photo by By dennizn / Shutterstock.com Amazon Prime Day 2020 isn’t over just yet. It runs until the very end of Wednesday — 11:59 Pacific time, which is technically Thursday morning on the East Coast. So, we continue to update our hand-picked highlights below as shorter-lived deals come and go. …

wavebreakmedia / Shutterstock.com There are many ways to increase your home’s value without taking on expensive remodeling projects. In fact, many remodeling projects don’t even pay for themselves, as we detail in “11 Home Upgrades With the Worst Return on Investment.” So, instead of hiring a contractor, focus on the …

USA Today recently published an article on the drawbacks of retiring early. The article’s criticisms of the idea of retiring early boiled down to three key points: If you retire early, your savings have to support you longer. This is an obvious point. If you retire when you’re 55 instead …

The basic concept of interest is really straightforward. If you have $ 10,000 in an investment and it earns 10% interest compounded annually, you’ll earn $ 1,000 in interest in a year. It’s easy — it’s just 10% of $ 10,000. Yet, if you try to apply that type of …

Photo by Rido / Shutterstock.com Social Security recipients hoping for more cash to spend in 2021 are sure to be disappointed by the Oct. 13 announcement from the Social Security Administration. One year after receiving a measly increase in their benefits, recipients now face an even smaller 1.3% cost-of-living adjustment, …