Rocketclips, Inc. / Shutterstock.com Most people need a home loan to get the dwelling of their dreams. It is the one form of debt that financial experts typically do not frown upon. However, there are times when it makes sense to pay off your home loan early. Reducing the time …
Read More »
Monkey Business Images / Shutterstock.com More than three-quarters of Americans age 50 or older want to retire in their current community, preferably in the home they now own, according to AARP. However, staying could require homeowners to make some changes to maintain their quality of life. Following are some practical …
Read More »
Cookie Studio / Shutterstock.com Sometimes, the best way to save money is simply to stop wasting it. Unnecessary expenses can eat away at your bank account without providing any real benefit. Taken one by one, these everyday spending errors might seem small, but they can add up to thousands of …
Read More »
Photo by Rob Marmion / Shutterstock.com Americans have always dreamed of climbing the ladder of success in life. Becoming “middle-class” is the entry point to achieving that goal. Now, a recently updated calculator from the nonprofit Pew Research Center tells you whether you are considered middle-class, upper-class or lower-class. Updated …
Read More »
1476516671 / Shutterstock.com One scary part of retirement is knowing you could have 30 more years in front of you but only a limited amount of cash available to finance them. How do you make sure your retirement account doesn’t run dry before saying your final goodbye? Well, there are …
Read More »
Living in an apartment can be pretty convenient, but it also comes with a lot of risks. Even though you might be able to avoid most maintenance costs, you can still be at risk your apartment building burns down, is damaged in a storm or is broken into. Think your …
Read More »
Photo by Aaron Freeman / Money Talks News “Bad officials are elected by good citizens who do not vote.”— George Jean Nathan Before you head to the polls this year, it’s a good idea to pick up something that seems to be in short supply this year: objective journalism. Take …
Read More »
Photo by Monkey Business Images / Shutterstock.com A car is the ultimate financial black hole. This depreciating asset sucks up your current savings and future wealth. For that reason, many frugal drivers share the dream of saving stashes of cash by pushing their cars to 200,000 miles — or beyond. …
Read More »
Canon Boy / Shutterstock.com When trying to figure out where to retire, one consideration is how much of your income will be taxed. Depending on where you choose to live, you might get a state tax credit or deduction on some of your retirement income. Or, you might avoid state …
Read More »