Personal Finance

stockfour / Shutterstock.com While countless workers dream of retirement, millions more have decided to work full time or part time after age 65: Working longer might be your best option. Here are several reasons why. 1. Increase financial security If you’re worried about outliving your savings, working longer is the …

Is your hobby the best use of your time and — more importantly — your money?  Whether you’re a fan of binge-watching TV or doing weekend camping trips, here are some answers to your burning questions about getting the maximum value out of your hobbies. In this article 1. Valuing …

CREATISTA / Shutterstock.com Retirement is a time of transition and new beginnings. That’s a nice way of saying it’s when most people first tangle with the federal government on health care. Age 65 is generally when you become eligible for Medicare, the federal health care insurance program. But the rules, …

Lower payments? Less interest? Paying off your house faster? Refinancing your mortgage loan can help you achieve a number of different goals. With interest rates at historic lows, you can hear a country-wide chorus of people asking, “Should I refinance my home?” and “Is it worth it to refinance?”  If …

Many potential home buyers are confused by the housing market terminology. They want to invest but are left wondering what the answers are to questions like, “What is a mortgage?”  There has been a lot of press recently about low mortgage rates, but new buyers need an coherent mortgage definition …

Photo by Air Images / Shutterstock.com Just as your homeowners insurance may cover unexpected costs, so too your car insurance could have hidden benefits. From pesky rodents to falling branches, auto insurance can pay claims for surprising reasons. Of course, policy details vary by insurer, and you’ll need comprehensive coverage …

Stay-at-home orders during the pandemic have forced many to rethink their living situation. Small apartments have stopped being cozy and are feeling too cramped to quarantine for months on end, driving some 22% of U.S. adults to relocate, or at least know someone else who has, according to the Pew …

ToffeePhoto / Shutterstock.com You’re no dummy, right? Then you need to stop making dumb money moves. The chances are good that you are making at least a couple. Read on to learn about some of the dumb, but common, money moves people make every day — and how to avoid …

Josu Ozkaritz / Shutterstock.com Retirement often involves a dramatic shift in priorities and where we spend our time. We move from knowing where the largest part of our days will be spent — at work, as it has been for decades — to figuring out something new to do with …