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Personal Finance

Get $50 in Free Costco Gift Cards This Month

Photo by Kenishirotie / Shutterstock.com There are always ways to boost your savings at Costco. And then there are those promotions involving free Costco gift cards that come along only once in a blue moon. So, take note, Costco shoppers: One of those promotions is going on right now — …

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What Does the Fed’s 2% Policy Mean for Loans and Mortgages?

It may seem like a small change, but a shift in policy by the Federal Reserve could impact everything from how much you pay for goods and services to your loan’s interest rate. Recently, the Fed announced it would aim for an average 2% rate of inflation. In year’s past, …

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5 Ways to Save up $500,000 in 15 Years

Photo by Alexander Raths / Shutterstock.com America has a massive retirement savings crisis. More than 40% of Americans have less than $ 10,000 saved for their golden years, according to a recent GOBankingRates study. However, being so far behind in savings does not doom you to poverty. Even if you …

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Mortgage SimpleScore Methodology

We’ve created the SimpleScore to help you objectively compare products and services here at The Simple Dollar. Our editorial team: Identifies five factors to compare across each brand Determines the rating criteria for each factor Calculate an average of those five factor scores to get one SimpleScore We break down …

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The 15 Most Beloved U.S. Politicians

Orhan Cam / Shutterstock.com During this tumultuous year, you may wonder if there is any government official who can unite us. That’s not likely, according to polling data from research firm YouGov. Each week, the company polls a sample of people who mirror national demographics to see which politicians are …

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Don’t Toss These 7 Household Items — Sell Them

Krakenimages.com / Shutterstock.com I come from a long line of “dejunkers.” We’re those people who constantly scan their homes for items that haven’t been used for a while — and toss them out. But when I married a graduate student, and we lived on a marginal income, I realized that …

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The Simple Dollar Guide to the 2020 Presidential Election

On November 3, American voters will decide who sits in the oval office for the next four years. While things will certainly change between now and then, a recent poll from Reuters has former VP Joe Biden at 47% and President Donald Trump at 40% among registered voters. It also …

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8 Jobs That Employers Most Often Want Retirees to Do

Photo by stockfour / Shutterstock.com Workers who are older understand the challenges of trying to land a good job. Many employers seek out younger candidates, even if age discrimination itself is illegal. In some cases, though, businesses are looking for more-experienced workers to fill certain roles. The Center for Retirement …

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The 15 Most Popular Brands in America

NDAB Creativity / Shutterstock.com They’re the products that have become tried-and-true fixtures of the American economy, the ones people have reached for in supermarkets for decades. They’re the name brands folks associate with cleaning, snacking and sweet treats. In an attempt “to quantify what America thinks,” research data and analytics …

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