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Personal Finance

Goodbye, Nelnet — Everything You Need to Know About the Federal Student Loan Overhaul

In case you missed it, the U.S. Department of Education is making huge changes to the federal student loan servicing system next year. It’s part of Secretary Betsy DeVos’s Next Gen Federal Student Aid initiative, which aims to improve the borrowing and repayment experience. The system will become a single, …

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3 Ways to Be Frugal Without Being Cheap

Frugality. It’s a word that strikes different people in different ways. For some, it’s a refreshing way to get more value out of your money. For others, it conveys a sense of cheapness or of self-denial. For yet others, it’s just a way of living. If you’re reading this article, …

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The 7 Best Things to Shop in August — and 5 to Avoid

This story comes from partner site DealNews.com. August is known for back-to-school shopping, but it’s also a great opportunity to shop other items besides notebooks and pencils. With tax-free days, end-of-season discounts and early Labor Day sales, this month gives you plenty of chances to find an excellent deal. Check …

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New Blood Test Finds Alzheimer’s 20 Years Before Symptoms Appear

Photo by pixelheadphoto digitalskillet / Shutterstock.com As we grow older, many of us worry about developing dementia. Now, a new blood test may detect if you are at risk for the disease 20 years before symptoms appear. On July 28, researchers at the Alzheimer’s Association International Conference unveiled the results …

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Why Do You Need a Down Payment, Anyway?

One of the most intimidating aspects of buying your own home – particularly your first home – is the down payment. In most cases, lenders look for a cash down payment of 20% of the home’s value, which can add up to a lot of money. Let’s look at some …

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13 Brilliant Bulk-Buy Items on Amazon

Photo by Yuri Shevtsov / Shutterstock.com You never want to run out of the items you use on a daily basis. So why not buy them in bulk and save? We’ve rounded up some popular products every household should always have on hand. All get four stars or better from …

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How Do I Find a Meaningful Job From Home?

Photo by insta_photos / Shutterstock.com This post comes from partner site FlexJobs. Welcome to our “Work From Home Q&A” series. You ask a question about remote work, and a guest expert answers it. You can learn how to ask a question of your own below. This week’s question comes from …

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Which Political Party Would Give You a Better Second Stimulus Check?

Photo by Stefano Garau / Shutterstock.com Senate Republicans unveiled their new stimulus package on July 27, after more than two months of pressure from Democrats to move forward on such legislation. The $ 1 trillion set of bills collectively known as the Health, Economic Assistance, Liability and Schools Act — …

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How to Start a Successful, Minority Woman-Owned Small Business

Starting a small business is no walk in the park — no matter your age, race or gender. Every business owner will face challenges when first starting out, such as raising capital, registering a company and developing a business plan. Not to mention, after getting a business off the ground, …

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