Photo by Roman Samborskyi / Shutterstock.com Right around the time we finished binge-watching “Tiger King” and scheduling our umpteenth Zoom chat, my husband and I turned our sights to Zillow home listings. For about two years, we had been thinking about buying our first house. It seemed more doable this …
Read More »10 Personal Finance Books to Jumpstart Your Financial Education
There are a lot of books out there on personal finance topics, with more getting published each year. Many of them are quite good — for the most part, you won’t go wrong picking up a personal finance book from the bookstore or the library or Amazon (provided you avoid …
Read More »What Is Home Insurance Replacement Cost?
A homeowners policy can provide peace of mind because you know your home and belongings are covered if a disaster strikes, but not all policies provide the maximum protection you might need, especially for your valuable personal property. Most standard policies only pay a percentage of what it would cost …
Read More »10 Personal Finance Books to Jumpstart Your Financial Education
There are a lot of books out there on personal finance topics, with more getting published each year. Many of them are quite good — for the most part, you won’t go wrong picking up a personal finance book from the bookstore or the library or Amazon (provided you avoid …
Read More »Commercial Home Insurance
Owning and operating a home or building used for commercial purposes requires special planning and protection, especially when it comes to insurance. If you rent a room to a lodger or lease the top floor of your home to a family, you may only need to beef up the liability …
Read More »OK, Boomer? At Least We’re Not Running Around Killing People
Photo by Roman Samborskyi / Shutterstock.com I live in South Florida, which recently earned the dubious distinction of being labeled one of the world’s coronavirus hot spots. I’m also about to turn 65, which makes me a “boomer,” short for “baby boomer”: the label attached to those born between 1946 …
Read More »9 Free Things That Used to Cost Us Money
Rido / Shutterstock.com As the years roll along, the cost of most things just keeps increasing. That’s inflation for you, as we note in “8 Basics That Beginning Investors Must Know.” Due to that sustained increase in the general price level of things in an economy over time, you would …
Read More »Simple Tips to Cut Hundreds From Your Insurance Bills
Photo by Aaron Freeman / Money Talks News Insurance: the only product you pay a lot of money for, then hope you never use. Whether it’s home, life, car or health, insurance is often a necessary part of modern life. What’s not necessary, however, is paying more than you have …
Read More »15-Year or 30-Year Fixed Mortgage: Which Is Right for You?
One of the trickiest decisions that prospective homeowners face as they apply for a mortgage is the choice between a 15-year fixed-rate mortgage and a 30-year fixed-rate mortgage. A lower monthly payment often sways people toward choosing a 30-year mortgage. After all, your monthly bills for the next decade and …
Read More »