Personal Finance

maroke / Shutterstock.com A new year brings another tax season. For some of us, the pain of paying our taxes is worse than for others, simply because of where we live. In some states — eight, to be exact, now that Tennessee has joined the lineup — residents do not …

Actions have consequences — particularly when you’re behind the wheel. Causing a little fender-bender will probably leave you with nothing more than an insurance headache, but more serious offenses come with heftier repercussions. Specifically, if you’re caught driving with a suspended license or you get cited with a DUI, you …

Photo by Tada Images / Shutterstock.com Originally published by James Royal on Bankrate.com. Brokerages are aggressively competing for your money. One way they do so is by offering competitive bonuses that you can add right to your brokerage account. It’s important to know the best offers so that you can …

Photo by Darren Baker / Shutterstock.com Take a job earlier in life if you are a woman who wants to keep cognitive decline at bay in your later years. A new study finds that women who work during early adulthood and midlife have slower rates of memory decline later in …

The 30-year mortgage has long been the go-to loan for most homebuyers. Its combination of long-term stability with reasonable rates and a low monthly payment has made it possible for many Americans to achieve their dream of homeownership, and it will likely do the same for many more people. Still, …

Freedom from debt is a common and powerful financial goal. Owning your home free and clear with no other debts gives you a strong financial base for whatever plans you may have in life. In most situations, you will save money if you make extra payments on an existing mortgage. …

If you’re looking for another source of income or want to start a side hustle as a home flipper, you may be considering the purchase of an investment property. Getting a mortgage loan for an investment property can be trickier than getting one for your primary residence, and obtaining a …

If you’re thinking about buying a home with a mortgage loan, you may automatically gravitate toward a 30 year mortgage. These types of mortgage loans are, after all, the most common options for home buyers due to the low-interest rates, lower payments, longer term and other perks. There are several …

Buying a home is a major financial undertaking. After all, the median home listing price in the U.S. was nearly $ 230,000 in 2019, and the prices have only gone up since then. If you need to obtain a mortgage loan to complete the purchase, it can get even more …