Personal Finance

Monkey Business Images / Shutterstock.com Growing older has its advantages. As time passes, you get a little wiser. After retiring, you have more free time to channel that wisdom into doing the things you enjoy. Even better, all that fun often can be had at a steep discount. There are …

Photo by Jacob Lund / Shutterstock.com With a new year dawning, it’s time to look back at some of the most popular stories of the past year. What follows are the most-read stories that Money Talks News published during 2020. But the guidance that you will discover in many of …

Securing a loan, like a personal or home equity loan, can be a great way to pay off debt, cover the cost of a financial emergency, pay for home improvements and more. A personal loan is often easier to get, but the best home equity loans come with better rates …

Photo by Rido / Shutterstock.com Do you ever get stressed just by the thought of money? Taxes, debt, bills … When are you supposed to get around to saving for retirement? It can all be overwhelming, especially if you don’t have enough saved to cover an emergency expense. Sure, you …

imtmphoto / Shutterstock.com Some 21% of couples collecting Social Security benefits and about 45% of those who are unmarried rely on their Social Security checks for 90% or more of their income, says the Social Security Administration. Retirees and pre-retirees who plan to live on such limited incomes could do …

Lawrence Glass / Shutterstock.com Just because it’s called a “dollar store” doesn’t mean you have to pay that much for everything you buy there. Some of the same money-saving moves that help you avoid paying full price elsewhere also work at major dollar-store chains like Dollar Tree. They sometimes also …

wavebreakmedia / Shutterstock.com Losing the battle to keep your bathroom clean? We’re here with some reinforcements that can help you turn the tide. The following hacks can help get your bathroom sparkling and smelling great without a lot of elbow grease. Most won’t cost you much more than a little …

Robsonphoto / Shutterstock.com You’re an honest, upstanding citizen. You pay taxes. You obey traffic signals. You don’t even jaywalk. But there are federal and state laws that you may be breaking without even realizing it. See if you’re guilty of violating any of these laws that follow. Some can carry …

Choosing to buy a house is a big step. For a lot of first-timers, the cost of the home, the down payment and other fees lead to them having a goal of buying a house with no down payment. But while a no down payment mortgage loan may save you …