Buying your first home with a minimal down payment sounds, at least on the surface, like a great plan. After all, adulting costs money and you’ll need funds to buy furniture, appliances and other household items. Before you go looking for a mortgage lender willing to let you buy your …
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kurhan / Shutterstock.com When you retire, you will have some major expenses. Do you know what they are? Food, groceries and utilities will probably take their fair share of your budget, as they did during your working years. But what are you missing? Following are some retirement costs that people …
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Buying a home with a mortgage loan generally requires you to make a down payment as part of the loan terms. Most experts recommend you make at least a 20% down payment on your home purchase to build equity and avoid paying for extra mortgage insurance. The problem is, a …
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Photo by sirtravelalot / Shutterstock.com Staying physically fit after age 50 will help improve your health as you age, of course. But it can also benefit your body, mind and wallet in ways you might not realize. For example, Suzette Pereira, a research scientist specializing in muscle health and aging, …
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ESB Professional / Shutterstock.com Warning: Big investing mistakes can be hazardous to your wealth. One or two basic blunders can undermine years of diligent saving and crush your dreams of building life-changing wealth. Financial professionals see investors make such errors all the time. Recently, they identified the most common of …
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Carrastock / Shutterstock.com Coffee is something of a miracle. It makes early mornings possible for many folks. It also bestows health benefits that reportedly range from a longer life to a lower risk of dementia. You also can enlist coffee beans, grounds and even the plant itself in an array …
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Photo by Tirachard Kumtanom / Shutterstock.com It’s never too early to start planning for retirement. Even if you don’t plan to have a traditional retirement, it’s a good idea to consider how you’ll manage income as you age. “I’d like to work until I’m dead because I love what I …
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Renters don’t need the level of insurance protection that homeowners need. However, if you rent a house or apartment, you’ll want to cover your valuable belongings and protect yourself against legal liability stemming from an accident in your home. You’ll also want to get reimbursed if you need to pay …
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If you rent an apartment in Los Angeles, you may think that your landlord’s insurance will cover you in the event of a fire, storm or another disaster. And you’d be partly right: it would cover the actual building, including your unit. But your landlord’s policy won’t cover your personal …
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