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Personal Finance

9 Types of Trash You Can Sell for Cash

Photo by By Juta / Shutterstock.com As a professional picker and reseller, I’m always on the lookout for unexpected items that can be flipped for cash. And after 25 years of rummaging through thrift stores, estate sales and flea markets, I can confirm the literal truth of the old adage …

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What Is an ARM Loan

When you’re working with a lender to buy a home, you’ll likely be offered a wide range of loan types to choose from. One of the loans your lender may offer is an adjustable-rate mortgage (ARM), which often comes with a lower interest rate than a fixed-rate mortgage. While the …

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How to Get an FHA Construction Loan

Whether you’re building your own home or buying a fixer-upper that needs a significant amount of work, the costs and stress of applying for a construction loan and a permanent mortgage loan can be overwhelming. In this article There’s a way to finance situations like these, though, without having to …

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Refinance Your Fixed-Rate to ARM Mortgage

Many Americans are refinancing their mortgage rates right now due to the near record-low low interest rates we’ve seen since the start of the pandemic. There are tons of different refinance loans available, but in most cases, homeowners will choose to refinance to a fixed-rate mortgage. You might be surprised …

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Target’s Best Sale of the Year Is This Weekend Only

Photo by Julie Clopper / Shutterstock.com Target’s best sale of the year wasn’t on Black Friday or Cyber Monday. This year it falls on Dec. 5 and Dec. 6 — this weekend — when Target gift cards are 10% off in stores and online. That might not sound like much …

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Here’s a $10 Gift That Will Last a Lifetime

Photo by Jelena Zelen / Shutterstock.com Want to give the perfect gift? Give something that will last a lifetime: the gift of understanding money. There are few things more important than financial knowledge, because it’s something that can alter the path of your life. It can make the difference between …

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How to Get Thousands of Dollars More in Social Security

Subscribe: Apple Podcasts | Google Podcasts | Spotify | RadioPublic | Stitcher | RSS For more than half of Americans, Social Security will be providing more than half of their retirement income. Since Social Security is a government program available to the vast majority of Americans, you’d think there would …

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11 Secret Uses for Everyday Items That Save Money

Odu / Shutterstock.com It was the mayonnaise trick that sold me. I have a grade-school daughter, and let’s just say she’s not always super careful about using coasters on our wooden coffee table. Let’s also say that we don’t have the money to run out and buy another coffee table …

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6 Safe Ways to Sell Your Clutter During the Pandemic

Photo by Roman Samborskyi / Shutterstock.com Gone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted …

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