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Personal Finance

Will a New Federal Rule Create Headaches for Travelers?

Photo by OPOLJA / Shutterstock.com Consumer Reports is criticizing a new federal regulation that it says could leave travelers “more vulnerable to unreasonable flight delays, misleading fare information, and other frustrating industry practices.” On Nov. 27, the U.S. Department of Transportation issued a new rule that officially defines two terms …

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This Job May Increase Your Coronavirus Risk Fivefold

Photo by Noushad Thekkayil / Shutterstock.com If you work in a frontline position at a grocery store, your risk of contracting coronavirus is probably higher than you think. In fact, employees with customer-facing roles are five times as likely to test positive for the virus as colleagues who work in …

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What Your Enneagram Type Says About Your Financial Habits

Move over Meyers-Briggs, there’s a new personality typing trend in town. It’s called the Enneagram model. It essentially breaks down patterns in viewing the world and behaving into nine different types. It can be a helpful tool for self-reflection and understanding others.  We spoke with Ian Morgan Cron, the author …

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What Is Mortgage Prequalification?

Before you start visiting open houses and bookmarking your favorite homes for sale, you should find out how much house you can afford — and what a lender is willing to let you borrow. You can get this crucial information through a mortgage prequalification. Too many buyers find the perfect …

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How to Get a Personal Loan Without a Credit Check

Building a credit history requires having a credit card or loan from a financial institution. But it’s difficult to get started if you can’t open one of these accounts with any existing history on your credit report. When you need cash from a personal loan but have a thin credit …

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You’re Almost Out of Time for This Coronavirus Tax Break

Photo by myboys.me / Shutterstock.com If you want to save a little money on your next tax bill while doing some good in 2020, time is running out. Earlier this year, a new federal law — the Coronavirus Aid, Relief, and Economic Security (CARES) Act — temporarily suspended rules that …

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15 Things You Can Get for Free in December

LightField Studios / Shutterstock.com ‘Tis the season to be jolly, so we’re spreading tidings of comfort, joy and — you guessed it — fabulous freebies to claim throughout December. You must have been on the “Good List” this year, because we’ve rounded up an array of amazing offers, from complimentary …

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What Is a Conventional Loan?

Current mortgage rates are low, making the path to homeownership a reality for a wide group of potential homebuyers. Not only are rates low, but there are many different types of mortgages to choose from that come with low rates. Conventional loans are the most common, but what is a …

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Longer Trips to This Type of Store May Raise Coronavirus Risk

Photo by ANRproduction / Shutterstock.com No matter how much you try to hunker down at home to avoid the coronavirus, there are some errands that are tough to avoid — such as grocery shopping. Unfortunately, shopping for such essentials can put you at higher risk of contracting the coronavirus, especially …

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