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Personal Finance

Mortgage Rates Are at All Time Low; Where Are Rates Trending?

COVID-19 has had a significant impact on just about every facet of the American economy. Mortgages have been no exception. Mortgage rates reached an all-time low in 2020, with buyers getting loans with rates below 3%. This year, a record number of people are refinancing their home loans in response …

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Use Your Social Security to Earn More in 5 Simple Steps

Few Americans have enough saved for an emergency — and much less for retirement. The median retirement savings for a total household is roughly $ 57,000 among full-time workers. The amount is barely enough to cover average expenses for one retired individual for a single year. What about the next …

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How to Support Small Businesses During Covid: Help Them Go Cashless

One of the COVID-19 precautions many businesses are taking is refusing to accept cash. It’s not only an effort to limit the risk of passing on the virus but a step towards an all-digital economy. One that Kabbage, a fintech company and small business lender, is ready to meet.  Kabbage …

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9 Mistakes Everyone Makes When Shopping on Amazon

mpohodzhay / Shutterstock.com Amazon is one of the biggest retailers in the world. When it comes to shopping on Amazon, many people look for cost efficiency and convenience. However, you might be surprised to discover that you might be making some common mistakes when you shop on Amazon. If you …

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How Much Americans Spend on the 10 Biggest Holidays

Yulia Grigoryeva / Shutterstock.com Americans have plenty of reasons to celebrate. Whether watching the biggest football game of the year with friends, Mother’s Day, Father’s Day or hunkering down with our nearest and dearest family members for a cozy winter celebration of Christmas, Kwanzaa, Hanukkah or Diwali, we have holidays …

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9 Things You Should Never Buy on Black Friday

VGstockstudio / Shutterstock.com It’s the craziest shopping day of the year. Black Friday, the day after Thanksgiving, features early bird sales, online deals, doorbuster goodies and more. Certain items are hot commodities on that day — there’s always a computer or television deal that seems just irresistible. But don’t jump …

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9 Reasons People Are Obsessed With Costco

William James Herath / Shutterstock.com Certain stores have developed a fandom as loyal as that of any sports team. Think of the Trader Joe’s devotees, or those who love Target with a passion (guilty on both fronts). Costco definitely makes that list. Avid fans discuss the warehouse store on the …

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Top 10 Reasons to Apply for a Personal Loan

Personal loans are a handy way to solve a variety of money issues such as debt consolidation or to fund a big purchase. They are one of the most accessible methods of getting finance and can be used for multiple different reasons. However, there are both good and bad reasons …

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8 Products to Help You Survive Winter

Photo by Image Point Fr / Shutterstock.com Having a challenging time with social distancing? Does each new day seem to last an entire week? We’re here to help you through what is likely to be a very long winter. From a mood-boosting light therapy lamp and cozy, wearable blanket to …

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