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Personal Finance

Mortgage Refinance Options for People with Bad Credit

With today’s low-interest rates, more and more people are able to refinance and get a better deal on their mortgages, but homeowners with bad credit scores may be left wondering whether they have a shot at refinancing their mortgages. The good news is that even homeowners with poor credit scores …

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10 Essential Kitchen Tools You Need for Thanksgiving

Drazen Zigic / Shutterstock.com The last thing you want on Thanksgiving is an undercooked turkey or overdone biscuits. That’s why careful preparation goes into the big day. Whether you’re cooking for two people or 20, it pays to have a fully stocked kitchen — and we’re not just talking about …

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BB&T Personal Loans Review

BB&T is one of the largest and oldest banks on the east coast APR Range 5.99%–18% Loan Amount $ 3,500–$ 50K Term 24–60 months SimpleScore 4.8 / 5.0 SimpleScore BB&T (now Truist) 4.8 Loan Size 5 Customer Satisfaction N/A Personal loans from BB&T are offered to both members and nonmembers, …

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This Is Where the Coronavirus Spreads Fastest

Photo by EugeneEdge / Shutterstock.com Restaurants are the riskiest public locations during the coronavirus pandemic, according to a new study. In fact, the risk of becoming infected in restaurants is about four times higher than in other places, such as gyms, coffee shops, hotels and houses of worship, say researchers …

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6 Common Tax Misunderstandings, Explained

Income taxes are one of the cobblestones of modern life. We all have to deal with them, we sometimes stumble on them, but they’re a fixed part of the path we’re all walking in our financial journey.  A big reason why income taxes are a challenge for many people is …

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Should You Bank on Student Loan Forgiveness in 2021?

It’s no secret that in the United States, going to college is expensive.  The average college graduate leaves school with an average of $ 37,584 in student loans. The Federal Reserve reports that, nationally, Americans owe $ 1.6 trillion in student loan debt. Student loan debt is an enormous financial …

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The 10 Cheapest New Cars to Insure in 2020

Photo by Prostock-studio / Shutterstock.com When you buy a car, the sticker price is just the beginning of your costs. Your auto insurance premiums will siphon more dollars away from your wallet for as long as you own the vehicle. For that reason, it’s important to know how much it …

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Stop Buying These 19 Things Online

StaceStock / Shutterstock.com Online shopping has changed how we purchase everything from books to birthday gifts. It’s so easy to page through a list of items while stretched out on your couch — and sometimes too convenient to hit that “buy it now” button. But online shopping isn’t for everything. …

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Credit Card Secrets the Banks Don’t Want You to Know

Photo by Money Talks News / Shutterstock.com Hammers, chain saws, axes: all useful tools when used properly, and potentially dangerous as hell in untrained hands. Credit cards are the same: potentially a useful tool, but when used recklessly, the results can be devastating. When I was in college back in …

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