Personal Finance

Families are choosing road travel this year as a safer alternative to flying. Although travel is down (60%) due to the coronavirus pandemic, car travel has held steadier with only an 11% decrease. If you’re among the many American families planning on road tripping for the holidays, taking long-distance trips …

Photo by Solarisys / Shutterstock.com Social Security recipients likely already know that their benefits get a bump almost every year to counteract the effect of inflation. But that cost-of-living adjustment is just one of several annual tweaks to the Social Security system. These annual changes affect people who are already …

Photo by fizkes / Shutterstock.com Buying new furniture with a credit card, financing a car and agreeing to that variable-rate mortgage all seemed like good ideas. That is, until you couldn’t make your payments. Now, your credit score has dropped through the floor, and it feels like you’ll never get …

Finding water damage in your home is never a good situation, especially if it destroys your personal belongings. If you’re wondering does renters insurance cover water damage, here’s the answer — it depends. Your renters insurance policy will cover certain types of water damage, but not all. And if there’s …

[unable to retrieve full-text content] A mortgage calculator calculates your estimated monthly payments so you can determine how to comfortably budget for your mortgage loan. The post Mortgage Calculator appeared first on The Simple Dollar. The Simple Dollar

Applying for student loans is a bit like starting a relationship: things can quickly become complicated. But unlike dating, you can’t afford to give your potential lender the cold shoulder when things get tough. Put simply, you need the money to get through college — $ 37,172 on average — …

Photo by silverkblackstock / Shutterstock.com Even if you don’t usually like buying things over the internet, chances are good that the coronavirus pandemic has led you to do more online shopping these days. What you may not know is that you could be saving money on almost every online purchase …

Photo by Zivica Kerkez / Shutterstock.com Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers. Smartly used credit cards serve a variety of needs. They help with managing older debt, bridging blips in …

If you’ve ever purchased a home, renters or car insurance policy, you know that insurance companies look at your credit score to determine your rate. The lower your credit score, the higher your rate is. When it comes to life insurance, credit scores don’t have as much of an impact …