Personal Finance

Collective Arcana / Shutterstock.com November kicks off a two-month spending spree that traditionally doesn’t end until the new year begins. As with just about everything else in 2020, the holidays will be different this year, with smaller, more-subdued celebrations and a holiday shopping season that could well take place mostly …

Monkey Business Images / Shutterstock.com Many credit cards offer a slew of incentives to consumers who use them — from cash back and other rewards to zero liability in case of fraud. But credit cards are not always your best form of payment, especially if you aren’t great with debt. …

Some people are quick to dismiss personal loans as a financing option because they associate this kind of borrowing with buying a big item. But personal loans are highly adaptable — the Jack of all trades, in fact. They can be used for debt consolidation, paying emergency bills, taking a …

Photo by Makistock / Shutterstock.com Netflix is hiking its prices. The popular streaming service will boost the price of its standard plan to $ 14 a month, and its premium plan to $ 18 a month. Those are increases of $ 1 and $ 2 a month, respectively. New customers …

The latest bipartisan retirement bill proposed by the House on Tuesday has a lot of perks. The biggest is changing the age at which people must start withdrawing money from their 401(k) from 72 to 75. Called the Securing a Strong Retirement Act of 2020, the bill aims to ensure …

Photo by Gus Andi / Shutterstock.com Fortunately, most of us will never experience a true life-or-death emergency. But that doesn’t mean we shouldn’t be prepared on the off-chance we somehow draw the short straw. Although it’s virtually impossible to anticipate everything that could possibly go wrong, there are a few …

When mortgage interest rates decrease, many homeowners start to wonder whether they should refinance their existing mortgages to get a lower rate or a different loan term. However, the additional closing costs you pay when refinancing can sometimes make refinancing more expensive in the long run. In some cases, the …

Photo by dennizn / Shutterstock.com The holidays are approaching fast, and Amazon has several deals that can put a little extra purchasing power in your pocket. Buy an Amazon gift card for the first time, in an amount of at least $ 50, and you will get a $ 15 …

Best for great inventory with in-house financing – Carvana While it’s not quite a state of vehicular bliss, Carvana offers used car buying peace of mind with comprehensive auto inspections and solid in-house financing. APR Range 3.90%–27.90% Term 36–72 months Loan Amount Varies by state SimpleScore 4 / 5.0 SimpleScore …