Personal Finance

This story comes from partner site DealNews.com. When you think of November deals, epic sales on Thanksgiving, Black Friday and Cyber Monday probably come to mind. However, these aren’t the only days to get discounts. This year more than ever, all of November should carry a plethora of excellent savings. …

The pandemic’s effect on the economy has led the Federal Reserve to cut its benchmark interest rate to almost zero to stave off a recession. While this is great for borrowing, those with cash are less pleased. The annual percentage yield (APY) for a high-yield savings account last year was …

Refinancing has become a popular decision for homeowners in 2020, as interest rates are at historic lows. You might hear about friends or family refinancing and wonder if you should be doing the same.  While refinancing can be an effective way to reduce your mortgage interest rate or monthly payment, …

The top 1% of wealthy Americans know the power of personal loans. They borrow more than their fair share — in fact, they hold 5% of all personal debt in the country. They’re probably using the cash to buy real estate, but they also shop for private islands and escargot …

Photo by Stock-Asso / Shutterstock.com As a longtime collector and reseller, I’m constantly on the lookout for “sleeper items” — common household goods that bring uncommon prices in the resale market. While other pickers are busy trying to find that one big score, I like to focus on the humble …

No one plans to be stranded on the side of the road with car troubles. If that day inevitably comes, you might appreciate the peace of mind that comes from having someone to call.  That’s where roadside assistance comes in. This type of emergency coverage from your car insurance company …

[unable to retrieve full-text content] Figuring out how to pay for college can be overwhelming. From federal loans to private lenders, here’s what you need to know to find the best student loans. The post The best student loans in 2020 appeared first on The Simple Dollar. The Simple Dollar

Refinancing your mortgage may help you cash in on interest rate savings, lower monthly payments and even get you access to your home’s equity. Before you move forward with a refi, though, you need to know what situations a refinance is ideal for. Interest rates are extremely low right now, …

Photo by Monkey Business Images / Shutterstock.com Originally published by Jeff Ostrowski on Bankrate.com. American homeowners will refinance mortgages worth nearly $ 1.8 trillion this year as they lock in historically low rates. However, the window of opportunity for refinancing into super-cheap loans could be closing. Many housing economists now …