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Personal Finance

15 Products You Need — Even If You Didn’t Know It

Photo by Phovoir / Shutterstock.com Once in a while you encounter a product that has the potential to change your life in a subtle yet powerful way. In fact, we’ve found several such items at Amazon, and we’re sharing them with you! Read on to learn about all the must-have …

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25 Things You Should Never Buy — and What to Buy Instead

Take A Pix Media / Shutterstock.com American consumers are swimming in sea of products. Any need, want or whim can be met with a quick trip to the mall or click of a keyboard. In this retail wonderland, it’s easy to make a few mistakes. We’ve all fallen victim to …

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11 Things You Should Never Buy Without a Coupon

Stocked House Studio / Shutterstock.com I discovered coupons in the 1980s, when I was a college student working nights and weekends as a grocery-store cashier. Extreme couponing wasn’t a thing yet, at least not at our store — no one wheeled multiple carts up to my register and ended up …

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10 Iconic Brands That Disappeared and 7 That May Soon Follow

BreizhAtao / Shutterstock.com There are countless reasons why a brand might die, including failing to keep up with market trends and shifts in the market landscape. Even brands that have enjoyed decades of popularity and impressive sales are not safe from extinction. Here are 10 iconic brands that are gone …

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The Best Emergency Loans for Bad Credit of 2020

If you had a nickel for every time life threw you something unexpected, you’d never have a need for an emergency loan ever again. When life throws you a curveball, you may find yourself in an unplanned situation with an unexpected need for fast cash. Knowing how to get emergency …

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ARM Refinance Rates

Refinancing your home is beneficial for many reasons, but in many cases, a refi is done to give the homeowner a bit of breathing room in the monthly budget. If you’re finding yourself panicked or stressed about the time the monthly mortgage payment is due, and an ARM refinance can …

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Lemonade Renters Insurance Review 2020

Lemonade is not your parents’ insurance company. It uses chatbots and high-tech AI to write policies and determine claims payouts. J.D. Power Rating 5/5 AM Best Rating N/A Standard & Poor’s N/A SimpleScore 3.6 / 5.0 SimpleScore Lemonade 3.6 Discounts 1 Coverage Options 3 Customer Satisfaction 5 Accessibility 5 Underwrites …

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How the 2021 Social Security Bump Will Cost Some Retirees

Photo by CREATISTA / Shutterstock.com Retirees will see their Social Security payments increase by 1.3% in the new year on account of inflation. Yet, this latest annual cost-of-living adjustment could end up costing some retirees. For those who do not currently pay federal income taxes on their Social Security benefits, …

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10 Things You Should Never Do With Bleach

Photo by DGLimages / Shutterstock.com If you’ve honed your cleaning skills in 2020, you’re not alone. The coronavirus has many of us upping our disinfecting game. In the process, we’re rediscovering the germ-killing power of bleach. But bleach isn’t an all-purpose cleaner. It needs to be used tactically and with …

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