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Personal Finance

How Much Term Life Insurance Do You Need?

As people progress through the journey of life, many find themselves settling in with a life partner, and many of those partnerships include children. We all want good things for our immediate family like health, happiness, security and safety.  One worry that keeps many people up at night is wondering …

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Health Care Costs Could Increase in 2021. Here Are 5 Moves to Stay Ahead

It sounds counterintuitive to say this — considering we’re amid a pandemic that has infected millions — but health care spending is down in the United States. The sudden drop in expenditures has left health insurance companies scrambling to figure out pricing for the year ahead. Insurance costs have been steadily climbing …

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FHA Mortgage Rates

How we make money: The Simple Dollar is an independent, advertising-supported publisher and comparison service. The Simple Dollar is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products …

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ARM Mortgage Rates

When you start the mortgage shopping process, there are plenty of different loan options to decide between. That can lead to questions about whether you only focus on fixed-rate mortgages, or whether an adjustable-rate loan is a wise choice during the current economic climate. So are ARM loans a good …

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Mortgages in Forbearance Will be Eligible for Refinance

Homeowners have had a lot to process and a lot to deal with over the past months as a result of the COVID-19 pandemic. As the economy started to suffer, interest rates dropped, and the rush was on to refinance. Many people found themselves out of work, which caused them …

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The 10 Most Commonly Stolen Vehicles in America

Photo by Sergey Mironov / Shutterstock.com Thieves across the nation have a new favorite vehicle they love to steal, according to the National Insurance Crime Bureau’s latest annual “Hot Wheels” ranking. An analysis of crime data from across the country shows that the Ford full-size pickup was the most stolen …

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Avoid These 3 Mistakes When Switching Phone Plans

Photo by BublikHaus / Shutterstock.com With so much competition out there, one of the best ways to save money on your cellphone plan is by switching to a carrier that charges less than your current one (especially if that current carrier is one of the major ones — AT&T, T-Mobile …

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21 Purchases You Should Never Skimp On

T-Design / Shutterstock.com Who doesn’t love a bargain? Scheming to get the best price — whether by utilizing coupons, sales, frequent-shopper points or other tips — is a rewarding and fun pastime. But sometimes, purchasing the absolute cheapest item in a certain category isn’t the way to go. That old …

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Does Your Health Insurance Cover COVID-19? 32% of Americans Are Not Sure.

The National Association of Insurance Commissioners (NAIC) has released a survey that found 47% of consumers don’t understand what their health insurance plans will pay for when it comes to coronavirus testing and treatment.  Potentially because of that misunderstanding, 34% of respondents who had been tested or treated for coronavirus …

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