Cosigning and co-borrowing a loan both involve someone taking legal responsibility to pay back a debt. But the two are typically used in very different situations. A cosigner is someone who signs a loan alongside someone else, agreeing to pay back the loan if the primary borrower can’t. A co-borrower …
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Photo by Sam Wordley / Shutterstock.com After nearly a year of coronavirus misery in the U.S., 2021 is dawning with the hope that new vaccines finally will put the pandemic to rest. But many of us wonder when we finally will be eligible to receive our dose of the medication. …
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Photo by carballo / Shutterstock.com If you are in the market for a new car, you might want to consider shopping for a Kia. That automaker took top honors for sedans and SUVs in Edmunds’ Top Rated Awards 2021. In selecting the award winners, Edmunds used a mixture of proprietary …
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WAYHOME studio / Shutterstock.com The new year means new opportunities to save money. And we’re here to help you achieve your financial goals. From free Apple Music and antibody testing to a Sam’s Club membership that practically pays for itself, we’ve rounded up a variety of fabulous freebies available in …
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Photo by Woman with fingers crossed / Shutterstock.com Most Americans will soon get a welcome gift from Uncle Sam — a little free money in the form of a direct deposit, check or debit card. President Donald Trump recently signed new coronavirus stimulus legislation that includes cash payments of $ …
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In his new book, Svein Harald Øygard uses the invaluable financial lessons he learned as Central Bank Governor of Iceland during the 2008 financial crisis to analyze risk in the world of finance and economics. Iceland became an extreme example of financial ruin when the financial crisis hit. Øygard took …
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Taking out a personal loan can be a helpful way to fund a variety of financial needs, like debt consolidation, medical expenses or even everyday expenses if you’ve lost your job. Online lenders, credit unions and traditional banks all offer a variety of $ 10,000 personal loan options. Many of …
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Photo by BsWei / Shutterstock.com Originally published by David McMillin on Bankrate.com. If you’re looking for a safe place to store your money while earning a return, you might be thinking about opening a certificate of deposit. A CD is similar to a traditional savings account, but your bank will …
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A payday loan is a short-term loan that comes at a high cost. Payday loans are generally for amounts less than $ 500, although there are lenders that will extend higher amounts. Payday loans are due in full on your next pay day or when you receive a pension or …
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